Mortgage Servicing Construction Clerk

American National Bank & Trust•Wichita Falls, TX

22d

About The Position

GENERAL DESCRIPTION: The Mortgage Servicing Construction Clerk will be responsible for all day-to-day construction draw processes, back-up for the Collections Department, reporting for construction loans, and working Release-of-Liens. ESSENTIAL FUNCTIONS OF JOB: 1. Construction Draws (Get all approvals, get documentation, process through BankLabs, send completion email and report) 2. Will track Construction Insurance and report to management 3. Construction Weekly Report for all management level meetings 4. Follow up with construction customers about late payments 5. Order all inspections 6. Full preparation of Release of Liens – Order Original Notes, Letters, Create Release, Get Signed, Record, Scan, Save Documents and Mail out all letters and documents 7. Loan Modifications 8. Scanning of documentation 9. Back up for contract inspection person 10. Back up for collections person when out of the office.

Requirements

Ability to communicate effectively with realtors, builders and bank personnel.
Ability to work under pressures, detail-oriented, multi-task, problem-solving and work effectively with other personnel.
Funds, Property & Equipment Responsibility: 3000
Ability to read, analyze and understand general business- and company-related articles and professional journals with the ability to write routine reports and correspondence; ability to speak effectively before groups of customers and/or employees.
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume; ability to apply concepts such as fractions, ratios and proportions to practical situations.
Basic: 10-Key, Accounting, Spreadsheet, Word Processing/Typing with the regular use of highly complex machines and equipment; specialized or advanced software programs.
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists; ability to utilize common sense understanding in order to carry out written, oral or diagrammed instructions; ability to deal with problems involving several known variables in situation of a routine nature.
Probable errors of internal and external scope would have a moderate effect on the operational efficiency of the organizational component concerned. Errors might possibly go undetected for a considerable period of time, thereby creating an inaccurate picture of an existing situation. Could cause further errors, losses, or embarrassment to the organization. The possibility for error is always present due to requirements of the job.
Under immediate supervision where standard practice enables the employee to proceed alone on routine work, referring any questionable cases or issues to direct supervisor.
Considerable responsibility with regard to general assignments in planning time, method, manner and/or sequence of performance of own work; may also occasionally assist in the planning of work assignments performed by others within a limited area of operation.
Performs work operations which permit frequent opportunity for decision-making of minor importance and also frequent opportunity for decision-making of major importance, either of which would affect the work operations of medium organizational component and the organization’s clientele.
Close mental demand; operations requiring close and continuous attention for control of operations; operations requiring intermittent direct thinking to determine or select the most applicable way of handling situations regarding the company’s administration and operations; also determine or select material and equipment where highly variable sequences are involved.
Moderately structured. Fairly broad activities using moderately structured procedures with only generally guided supervision. Interpolation of learned things in somewhat varied situations.
Occasional contacts with patrons on routine matters.
Contacts of considerable importance within the department or office, such as those required in coordination of effort, or frequent contacts with other departments or offices, generally in normal course of performing duties. Requires tact in discussing problems and presenting data and making recommendations, but responsibility for action and decision reverts to others.
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations. While performing the functions of this job, the employee is continuously required to sit, talk or hear; regularly required to reach with hands and arms; and frequently required to stand, walk, use hands to handle, or feel, climb or balance, stoop, kneel, crouch, or crawl; occasionally required to taste or smell. The employee must occasionally lift and/or move up to 25 pounds. There are no harmful environmental conditions that are present for this position. The noise level in the work environment is usually moderate.
High school diploma or GED equivalent, plus knowledge of a specialized field (however acquired), such as basic accounting, computer, etc. Night school, trade extensions or correspondence school specialized training (equal to two (2) years of college). Twelve (12) to eighteen (18) months of related experience and/or training.

Responsibilities

Construction Draws (Get all approvals, get documentation, process through BankLabs, send completion email and report)
Track Construction Insurance and report to management
Construction Weekly Report for all management level meetings
Follow up with construction customers about late payments
Order all inspections
Full preparation of Release of Liens – Order Original Notes, Letters, Create Release, Get Signed, Record, Scan, Save Documents and Mail out all letters and documents
Loan Modifications
Scanning of documentation
Back up for contract inspection person
Back up for collections person when out of the office.