Mortgage Processor/Closer

FIVE POINTS BANK•Omaha, NE

2d•Onsite

About The Position

Primary responsibilities include compiling mortgage loan documentation and other general aspects of basic mortgage loan preparation for the Mortgage Department. Individual will work closely with loan officers to prepare loan packages for processing, underwriting, closing and funding. Individual will be responsible for the accuracy and timeliness of loan documentation.

Requirements

Strong attention to detail
Proficient with Encompass, LaserPro, Premier, Microsoft Word and Excel
Effective communication skills
Deep understanding to compliance and timing rules in the mortgage industry
Time Management and prioritization skills
College - Associates or Bachelor’s degree required.
Banking experience preferred.

Responsibilities

Processing conventional, NIFA, Jumbo, FHA and VA real estate mortgages
Reviewing signed up-front documents, flood determination, credit report, automated underwriting findings, title commitments, purchase agreements, and any other documentation received.
Input loan application information on system
Request verifications of employment, deposits, assets and other documentation
Order appraisals, credit reports, flood determinations, title commitments and insurance information
Submit loans to underwriters for validation
Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts
Coordinate loan closing with borrower, title company and realtor.
Work closely with title or escrow agent to balance closing numbers and closing figures for Closing Disclosure
Review closing documents and organize closing packet. At times; present closing documents to borrower for execution.
Upload loans onto system and disburse funds
Process, close and remit loan file for funding.