Mortgage Closer

REV Career•Summerville, SC

About The Position

Duties & Responsibilities Review and audit closing packages for accuracy and completeness Prepare credit and legal documentation packages for delivery Follow-up with title to correct errors and omissions in closing documents Transmit and/or deliver files to investors Transmit and/or deliver files to sub-servicer Follow-up with trailing documentation Ensure closed loan packages are delivered by deadline Correspond with Title companies and Attorneys Verifies that all stipulations requested are valid and met to ensure that loans are saleable/purchased Input data into investor delivery systems Adhere to investor delivery policies and procedures Collect and follow-up with title companies, attorneys and/or county recorder’s offices to obtain final loan documentation Prepare logs and update records Complies with Credit Union Policies and Procedures, as well as regulatory compliance Provides back-up to other Real Estate Lending staff as needed Assumes responsibilities for related duties as required or assigned Skills & Qualifications Education/Certification & Experience: One-three years’ experience processing conventional and government loans High school diploma or equivalent Knowledge of real estate lending criteria, compliance, federal/state regulations Skills/Abilities: Excellent organizational, oral, and written communication skills Ability to perform in a fast-paced environment typical to Real Estate Lending Experience with Microsoft Office Suite Experience with Encompass Software is preferred Active NMLS number is required Qualifications Behaviors Preferred Enthusiastic: Shows intense and eager enjoyment and interest Dedicated: Devoted to a task or purpose with loyalty or integrity Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well Team Player: Works well as a member of a group Motivations Preferred Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization Goal Completion: Inspired to perform well by the completion of tasks Growth Opportunities: Inspired to perform well by the chance to take on more responsibility Self-Starter: Inspired to perform without outside help Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

Requirements

One-three years’ experience processing conventional and government loans
High school diploma or equivalent
Knowledge of real estate lending criteria, compliance, federal/state regulations
Excellent organizational, oral, and written communication skills
Ability to perform in a fast-paced environment typical to Real Estate Lending
Experience with Microsoft Office Suite
Active NMLS number is required

Nice To Haves

Experience with Encompass Software is preferred

Responsibilities

Review and audit closing packages for accuracy and completeness
Prepare credit and legal documentation packages for delivery
Follow-up with title to correct errors and omissions in closing documents
Transmit and/or deliver files to investors
Transmit and/or deliver files to sub-servicer
Follow-up with trailing documentation
Ensure closed loan packages are delivered by deadline
Correspond with Title companies and Attorneys
Verifies that all stipulations requested are valid and met to ensure that loans are saleable/purchased
Input data into investor delivery systems
Adhere to investor delivery policies and procedures
Collect and follow-up with title companies, attorneys and/or county recorder’s offices to obtain final loan documentation
Prepare logs and update records
Complies with Credit Union Policies and Procedures, as well as regulatory compliance
Provides back-up to other Real Estate Lending staff as needed
Assumes responsibilities for related duties as required or assigned