Mortgage Processor/Closer

PSECU•Harrisburg, PA

40d

About The Position

Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on... The Mortgage Processor/Closer will work with Mortgage Originator and Underwriters and Processing and Closing Managers to ensure mortgage loans are processed and closed in accordance with secondary market guidelines and/or Board Policy. They serve as a point of contact for borrowers, realtors, settlement agents and other 3rd parties. Schedule: Monday - Friday 8:00am - 4:00pm or 9:00am - 5:00pm

Requirements

GED (Required)
High School (Required)
0-2 years of secondary market, first mortgage processing and/or closing, or any equivalent combination of experience and education.| Required

Responsibilities

Ensures mortgage loans are processed and closed in a timely and efficient manner.
Analyze and interpret federal and state regulations, credit union policy, and secondary market guidelines for all real estate loans- conforming and non conforming.
Maintains mortgage pipelines and queues to ensure applications and assignments are being completed timely and accurately and informs supervisor of concerns.
Provides detailed comments/rationale on loans to the various mortgage committees when necessary to substantiate the request for approval or denial of a loan.
Performs in-depth review and analysis of appraisals, credit reports, title reports, insurance documentation, income documentation, tax return analysis, asset documentation, commitment letter conditions with little to no supervision.
Other duties as assigned.

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