Mortgage Originator

Trustco Bank • Bronxville, NY

13d

About The Position

The Mortgage Originator is responsible to increase the mortgage loan portfolio by developing business contacts and attracting mortgage customers.

Requirements

• High School Diploma or equivalent education or experience.
• Sales experience within a residential lending environment.
• Effective verbal and written communication skills.
• Well organized with the ability to manage multiple tasks and work to time sensitive deadlines.
• Ability to work well independently and in groups.
• Working knowledge with Microsoft Office Programs; Excel and Word.
• Must be eligible to be registered in the Nationwide Mortgage Licensing System & Registry for purposes of SAFE Act.

Nice To Haves

• A bachelor’s degree in a business related field.

Responsibilities

• Develop a business referral network through marketing, cold-calling, prospecting and networking activities. A mortgage loan officer’s network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the mortgage loan officer’s regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.
• Participate in community efforts to promote home ownership.
• Follow up on internet and branch referrals on prospective customers.
• Meet with prospective borrowers.
• Review and analyze credit and financial data to determine borrower financing objectives and goals.
• Present appropriate Bank products and programs and explain guidelines.
• Advise of pricing and terms as required. Identify appropriate opportunities to sell additional products.
• Collect supporting loan documentation as required and provide complete package to the Mortgage Department.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED