Mortgage Loan Originator

Georgia's Own Credit Union • Savannah, GA

23d • Hybrid

About The Position

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today. This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office. Assist intermediaries and prospective members with their mortgage lending needs in an efficient, accurate, and professional manner. This includes but is not limited to answering general questions, pre-qualification, new loan origination, maintaining an active pipeline, proactively seeking new loan prospects, and processing support. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Proactively solicit mortgage referrals from internal sources (branches, member services, new business development, etc...) and act as subject matter expert on 1st mortgages for new and existing members. Review/Follow Up on all 1st mortgage loan referrals, and originate 1st mortgage loans via telephone sales presentations as well as face to face as needed, always taking complete loan applications. Work with loan processors and underwriters, as well as Realtors and title attorneys to build teamwork through communication. Meet all loan production, service, and quality goals through proactive and responsive self-sourcing as well as pipeline management activities. Conduct and participate in mortgage related promotional events, activities, and seminars, and maintain a strong working knowledge of current trends, compliance requirements, and other industry changes.

Requirements

• Most recent 2 years of production including experience with conventional saleable purchase money loans and purchase transactions from external referral sources preferred.
• Must have and be eligible to maintain an active NMLS License Number.
• Minimum experience of 5 years in residential lending preferred.
• Must have documented current loan referral sources
• Strong knowledge of Fannie Mae/Freddie Mac and FHA, VA, and USDA Guidelines.
• Demonstrated knowledge and practical experience in applying credit risk principles to lending recommendations.
• Understanding of financial services related products and overall financial services operations.
• Excellent verbal and written communication skills.
• Ability to routinely work Saturdays.
• Fluent in English required and Spanish preferred.

Nice To Haves

• Most recent 2 years of production including experience with conventional saleable purchase money loans and purchase transactions from external referral sources preferred.
• Minimum experience of 5 years in residential lending preferred.
• Fluent in English required and Spanish preferred.

Responsibilities

• Proactively solicit mortgage referrals from internal sources (branches, member services, new business development, etc...)
• Act as subject matter expert on 1st mortgages for new and existing members
• Review/Follow Up on all 1st mortgage loan referrals
• Originate 1st mortgage loans via telephone sales presentations as well as face to face as needed, always taking complete loan applications
• Work with loan processors and underwriters, as well as Realtors and title attorneys to build teamwork through communication
• Meet all loan production, service, and quality goals through proactive and responsive self-sourcing as well as pipeline management activities
• Conduct and participate in mortgage related promotional events, activities, and seminars
• Maintain a strong working knowledge of current trends, compliance requirements, and other industry changes

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed