Mortgage Loan Processor - Experienced

Equity Resources, IncNewark, OH
2hHybrid

About The Position

Are you an experienced mortgage processor who’s been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of no layoffs during the down-season? A company whose goal and purpose is to Improve the Lives of Families? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals. Why you’ll love working here Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark’s historic downtown square. (Remote work is available for candidates located outside of Central Ohio). Choose from flexible hours: 8:30 AM – 5:00 PM with a 30-minute lunch, or 8 AM – 5 PM / 8:30 AM – 5:30 PM with a 1-hour lunch. Generous PTO, 10 paid holidays, plus a day off for your birthday! Full benefits package (including pet insurance!) first of the month after your first 30 days. 401(k) option with a generous company match —helping you grow your retirement savings faster. Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer. Join a stable, employee-focused company that’s been growing since 1993.

Requirements

  • Minimum of 3-years of recent experience processing a full complement of Conventional, FHA, VA, and USDA loans.
  • Must reside in a state in which Equity Resources is currently licensed.
  • Ability to manage and process up to 30 client loan files simultaneously, keeping accurate documentation for each loan.
  • Organized and thorough in gathering borrower information, verifying documents, and managing files from preapproval to closing.
  • Strong interpersonal skills with the ability to build trust and communicate effectively with borrowers, team members, and third-party vendors.

Nice To Haves

  • Prefer experience supporting multiple loan officers/originators.
  • Experience working in the Encompass LOS is preferred.

Responsibilities

  • Answering phone calls on an assigned basis and checking voice mail periodically.
  • Keeping clients updated throughout the mortgage process.
  • Using existing systems to enable processing and communication up to 30 client loan files at one time.
  • Determining financial documents needed for the processing of the mortgage loan.
  • Pulling Credit Bureaus and working with the Credit Bureau to update customer accounts.
  • Sending all verification requests necessary to complete a loan package. (i.e. verification of mortgage, verification of deposit, verification of employment, etc.)
  • Ordering all items necessary to completely underwrite a loan file (appraisals, title searches, payoffs, etc.).
  • Submitting customer files through automated underwriting.
  • Maintaining proper notes in each loan file.
  • Following up on various items in order to complete a loan package.
  • Monitoring each loan to make sure all the required documents are in and to constantly update the status of each item ordered.
  • Ensuring the loan package is complete and submitted to the underwriter.
  • Following up with the underwriter for approvals and work on conditions.
  • Following-up with customers.
  • Supporting the Company’s strong relationship of “Raving Fan Service” culture through on-going customer contact, quality customer service, and superior product knowledge.
  • Following proper code of ethics as outlined by the Company.
  • Any other miscellaneous duties as required by each individual loan file.

Benefits

  • Generous PTO, 10 paid holidays, plus a day off for your birthday!
  • Full benefits package (including pet insurance!) first of the month after your first 30 days.
  • 401(k) option with a generous company match —helping you grow your retirement savings faster.
  • Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
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