Mortgage Loan Processor

Weokie Federal Credit Union•Oklahoma City, OK

39d•Onsite

About The Position

Provides organized, timely processing and closing coordination for all first mortgage loans. Provides assistance, as needed to members, vendors, and the operations team.

Requirements

Mathematics - Using mathematics to assist members or to solve problems.
Active Listening - Giving full attention to what other people are saying, taking time to understand points made, asking questions as appropriate, and not interrupting at inappropriate times. The ability to listen to and understand information and ideas presented through spoken words and sentences.
Service Orientation - Actively looking for ways to help people.
Social Perceptiveness - Being aware of others reactions and understanding why they react as they do. The ability to tell when something is wrong or is likely to go wrong.
Coordination - Adjusting actions in relation to others actions.
Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
Speaking - The ability to communicate information and ideas in speaking so others will understand.
Near Vision - The ability to see details at close range (within a few feet of the observer).
Computer - Ability to enter data using a computer.
Time Management - Managing one's own time and the time of others.
Deductive Reasoning - The ability to apply general rules to specific problems to produce answers that make sense.
Inductive Reasoning - The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
Must be bondable.
High School Diploma or the equivalent.

Responsibilities

Regular attendance in the work site.
Responsible for collecting/reviewing/ and uploading all required documents for first mortgage loan processing in a timely manner.
Verify and examine all documents and information input into the Loan Origination System for accuracy and compliance.
Communicate with all parties involved concerning required documents, loan milestones, loan conditions, etc.
Responsible for ordering and reviewing all third party items such as appraisals, title commitments, flood determination, evidence of insurance, verification of employment, and verification of income.
Required to effectively manage processing pipeline and give weekly updates to all parties involved in the transaction.
Ensures all QC and underwriting conditions have been resolved prior to loan closing.
Responsible for delivery of completed processing files to the closing team within 10 business days.
Assists with scheduling and coordination of closings with borrower, agents, and title providers as needed.
Participates in regular coaching and performance evaluations.
Reports any issues to leadership to ensure member impact is minimal and risk mitigation.