Mortgage Loan Processor

First Horizon•Kenner, LA

2d•Onsite

About The Position

The Mortgage Processor Role will be responsible for performing a variety of documentation duties related to both agency and portfolio loans while ensuring compliance with policies and procedures for all loan products. Candidates must possess proficiency with technology and a strong sense of urgency with an ability to work in a team environment while maintaining excellent organization and communication skills. Candidates must also have the ability to self-manage a pipeline of 25-35 loans at all times.

Requirements

High school Diploma or General education degree with a minimum of five years of Mortgage Loan Processing experience.
Ability to effectively use various computer software applications.
Ability to embrace and adopt all Technology as set forth by the line(s) of businesses.
Working knowledge of Mortgage Residential Loan Workflow from Origination to Post Closing.
Basic accounting and mathematical skills.
Ability to effectively Multitask.
Work successfully in a fast-paced working environment and meet critical deadlines.
Delivers excellent verbal customer service.
Demonstrates Leadership
Excellent interpersonal skills/Champions Teamwork
Goal and success oriented.
Self-Starter
Highly organized, proven track record of successfully managing Time and Pipeline execution.
A “sales” mindset
Retail channel experience (partnering with MLOs, Operations, Underwriters, Regional Mgrs. & Bank Execs).
Focus on Quality and Understanding of Regulation/Compliance requirements.
Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful.
Ability to effectively multi-task, work well in a fast-paced working environment and meet critical deadlines.
Commitment to a positive customer experience (internal and external).
As part of the employment process for this position, you will have to meet the requirements of a background credit check.
This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations.
Ongoing employment is contingent upon meeting all such requirements.

Nice To Haves

Excellent verbal and written communication skills, bi-lingual in English and Spanish helpful.

Responsibilities

Ability to self-manage a pipeline of 25-35 loans on a daily/weekly basis.
Ability to calculate complex income streams and assist in restructuring of loan files.
Maintain daily workflow prioritization to ensure closing dates are met.
Adhere to published SLAs to promote effective pipeline management.
Order all required verifications and documentation as required by product guidelines and underwriting.
Analyze and ensure all documentation received are accurate and meets product guidelines and underwriting conditions.
Responsible for monitoring rate locks and initiating any Change of Circumstances for re-disclosure requirements.
Ensure follow-up to all Pre-Funding and Post-Closing Audits as requested.
Provide excellent customer service to both internal and external clients.
Communicate effectively with all parties to the transaction to keep them informed of file status.
Mentor and provide assistance to Mortgage Processors I and II.
All other duties as assigned