Mortgage Loan Processor

San Antonio Citizens Federal Credit Union

3d•$23 - $28•Onsite

About The Position

Are you ready to take your career to the next level as a Mortgage Loan Processor? Join San Antonio Citizens Federal Credit Union in our vibrant San Antonio, FL location, where your expertise in mortgage lending will be valued and celebrated. This onsite position offers a competitive pay range of $23 - $28 Per hour, reflecting your skills as a proficient loan processor. You will collaborate with a passionate team dedicated to providing exceptional service to our members, all while working in a community-driven environment. Your role will directly impact the lives of borrowers, making this an exciting opportunity for those who embrace empathy and dependability. As a team member you'll be able to enjoy benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Competitive Salary, Paid Time Off, Snack/Drink Room, and Employee Discounts. If you’re looking for a fulfilling and professional workplace where your contributions matter, we invite you to apply today! At San Antonio Citizens Federal Credit Union, we are dedicated to cultivating a culture of service excellence service standards. These service standards are important for how we engage with our members, non-members, and teammates. They reflect our core values of Dependable, Passionate, Collaborative, Empathy, and Community, supporting our vision to empower dreams and our mission to leverage our collective resources to help one another thrive. As a Mortgage Loan Processor at San Antonio Citizens Federal Credit Union, your role is crucial in ensuring a smooth mortgage lending process. You will meticulously verify data entered into applications for accuracy and upload the necessary documents into our Loan Origination System (LOS). Your responsibilities include ordering appraisals, title work, termite inspections, and surveys, while maintaining regular communication through weekly email updates to all parties involved. You will diligently complete all requirements within the “process and validate” path in the LOS, clearing conditions set by our automated underwriting system. Once the appraisal is completed, you will mail it to the member and review credit reports alongside other documentation for secondary requirements. Additionally, you'll be responsible for submitting loans for underwriting approval, clearing file conditions for closing, and preparing documents within the LOS. Your support will extend to assisting mortgage originators with daily functions, including locking interest rates and creating disclosures. This role emphasizes collaboration and attention to detail, essential for a successful mortgage loan processing experience.

Requirements

High School Diploma or equivalent
1-2 years prior experience in a lending environment preferably mortgage lending
General knowledge of mortgage loan products
Must possess excellent verbal and written communication skills; to effectively communicate with members, fellow employees, and all others as needed.
Must possess excellent attention to detail and strong organizational skills
Must be dependable, punctual, and a solutions-oriented team player
Must have proficient keyboard and calculator skills along with experience working with Microsoft Office Excel and Outlook

Nice To Haves

Bilingual/Spanish preferred not required

Responsibilities

Verify data entered into applications for accuracy
Upload necessary documents into our Loan Origination System (LOS)
Order appraisals, title work, termite inspections, and surveys
Maintain regular communication through weekly email updates to all parties involved
Complete all requirements within the “process and validate” path in the LOS
Clear conditions set by our automated underwriting system
Mail appraisal to member
Review credit reports alongside other documentation for secondary requirements
Submit loans for underwriting approval
Clear file conditions for closing
Prepare documents within the LOS
Assist mortgage originators with daily functions, including locking interest rates and creating disclosures