Mortgage Loan Processor - Westminster, CO

Ent Credit Union • Westminster, CO

6d • $26 - $28

About The Position

Ent Credit Union and Wings Credit Union are joining forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click here . Job Description Mortgage Loan Processors are on the Mortgage Production Team and are tasked with these critical objectives: Analyzing mortgage applications and determining all documentation requirements based upon the uniqueness of the property, borrower's credit profile, employment type and history and/or income source(s), asset portfolio, source of down payment, and the loan type being requested and the corresponding investor standards. Organizing the borrower(s) and vendors (title companies, appraisal management co. HOA's, etc.) and communicating the requirements of approval. Retrieval and analysis of documentation, and compilation of a file to be submitted to mortgage underwriting for Conditional Approval Providing service to borrowers and REALTORs that supports ongoing business development activities of the MLO. Achieving (in partnership with Mortgage Underwriters, Mortgage Closers and other mortgage business units) industry leading NPS scores and industry leading turn times. Achieving compliant and salable mortgage loan production

Requirements

• High School Diploma/G.E.D.
• 3+ years' experience in the financial services industry to include:
• Required 2+ years' mortgage loan processing experience.
• Required 1+ years' experience processing government loans.
• Working knowledge of first mortgage products, terminology, and process flow.
• Working knowledge of investor and lending regulations.
• Ability to analyze member provided documentation (i.e. paystubs, credit reports, assets, tax returns, etc.), purchase contracts, title commitments, and recognize potential red flags/fraud.
• Strong problem solving ability.
• Strong win/win focus on coordinating member service and external pressures to create positive outcomes for all interested parties.
• Ability to prioritize/manage files and allocate resources
• Organized, detail oriented, flexible and able to multi- task in an ever-changing environment
• Display positive, professional demeanor and work independently with little supervision
• Self-motivated
• Initiative to meet and/or exceed job standards and willingness to take on other tasks that support the goals of the Credit Union
• Effective verbal and written communication skills
• Strong mathematical skills.
• Proficient with the Microsoft Office Suite of tools (Word/Excel/Powerpoint/Outlook).

Responsibilities

• To ensure the timely and accurate processing of all assigned mortgage loans while maintaining quality standards and timelines.
• Conduct a detailed analysis of all loan file documentation for credit granting purposes including but not limited to application, credit report, DU Finding, pay stubs, tax returns, asset statements, and third party vendor documentation.
• Professionally and proactively communicate to all parties to ensure a positive member experience.
• Analyze all loan documentation for compliance with GSE and Ent portfolio guidelines.
• Evaluate and independently resolve complications that arise related to loan guidelines, member requests, regulatory requirements, etc.
• Communicate loan status with members, Mortgage Loan Officer (MLO) and industry partners.
• Act as the point person for the loan application.
• Professionally and proactively communicate with members to ensure a positive member experience.
• Setup loan file by ordering all required services from third-party vendors, such as appraisals, VOEs, VOMs, title commitments, flood certificates, tax transcripts, etc. to meet all required timelines.
• Update system with accurate closing costs.
• Conduct pipeline review no less than weekly with MLOs.
• Keep leadership and MLO informed of progress of mortgage loan file and advise them immediately of any problems that arise.
• Conduct daily review and follow-up with borrowers and vendors regarding outstanding items; gather necessary documentation as needed.
• Manage key dates and deadlines and document expiration dates.
• Research and maintain an updated knowledge of progressing loan program guidelines.
• Understand and meet all regulatory guidelines to guarantee loan compliance (i. e. points and fees tests, APR, QM, ATR, etc. )
• Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Benefits

• Health Benefits: Affordable insurance, 24/7 doctor access, and a nationwide provider network.
• 401(k): 3% automatic contribution after three months, plus up to 6% matching.
• Paid Time Off: During your first year, enjoy 16 days of paid time off (PTO) plus 9 paid holidays. And it grows from there.
• Volunteer Time Off: Paid time off to give back to the community.
• Education Support: Up to $10,000 annually for higher education and assistance for certifications.
• Exclusive Discounts: Significant savings on home, car, and personal loans.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 501-1,000 employees