Mortgage Loan Processor

Farmers State Bank•Lagrange, IN

47d

About The Position

This position provides support to the lending function of the bank, and prompt, courteous customer service. This position requires handling more complex transactions and assignments in the loan processing area.

Requirements

High School Education or equivalent preferred.
2+ Years loan processing and operations experience.
Ability to provide Customer Service via phone and face to face.
Ability to perform computer entry/navigation, as well as use Excel, Word and Outlook programs.
Good knowledge of lending products and procedures.
Ability to accurately prepare loan documents or ability to learn.
Ability to handle multiple tasks and frequent interruptions.

Responsibilities

Accurately preparing loan documents. Ensure that adequate documentation is in order prior to loan closing.
Review documents/reports and verify information was entered correctly and in compliance with regulatory agencies and internal policy.
Preparing mortgage satisfactions for paid off loans and tearing down paid off loan files.
Presenting and logging legal documents presented to the County Recorder, Auditor and Treasurer.
Effective and tactful communication with customers, brokers, builders, appraisers and inspectors, creating and maintaining good public relations in day-to-day contact and the handling of complicated issues.
Processes loan payments and advances as needed.
Calculates and processes loan payoffs.
Balances various accounts.
Input rate changes for adjustable rate loans.
Filing of legal documents, scanning loan work daily.
Maintenance of the bank’s scanning system which ensures all loan files are documented appropriately.
Perform customer requested loan changes all mortgage loan maintenance.
Prepares Closing packet/documentation on all new mortgages.
Flood insurance tickled and scanned for proper flood zones, coverage and cancellation dates.
Managing exceptions for mortgage recordings and final title policies
Managing Flood, Appraisal, & Veritax websites for critical loan information
Providing back up for other loan support positions and related duties as assigned.