Mortgage Loan Originator - Lexington & Rockbridge County

Dupont Community Credit Union•Lexington, VA

65d

About The Position

DuPont Community Credit Union (DCCU) is currently seeking experienced candidates for a Mortgage Loan Originator (Mortgage Advisor) as part of our Mortgage team to serve the Lexington & Rockbridge County area. If you are a Mortgage Loan Originator (Mortgage Advisor) that has a passion for making the dream of home ownership a reality in our community, then this may be the perfect position for you!

Requirements

High school diploma or equivalent and a minimum of 1 year experience in real estate lending required.
Excellent verbal and written communication skills.
If qualified to originate mortgage loans, must be eligible to register with the Nationwide Mortgage Licensing System (NMLS).
Excellent verbal and written communication skills.
Good organizational, time management and problem-solving skills.
Passion for the mortgage industry and for serving others.
Courteous and friendly member relation skills.
Basic mathematical skills (addition, subtraction, multiplication, division, percentages, and fractions).
Professionalism.
Good clerical/computer skills (Knowledge of Encompass and Desktop Underwriter is recommended but not required).
Word and Excel experience.

Nice To Haves

Knowledge of Encompass and Desktop Underwriter is recommended but not required

Responsibilities

Conduct real estate interviews in a timely manner, while providing courteous and friendly service to DCCU membership and staff.
Ensure that loans are originated according to guidelines by Credit Union policy and that all documentation is in order prior to processing.
Provide financial counseling as it relates to matching member needs with credit union products.
Complete loan applications, collect applicable member documentation, and submit loans for credit approval.
Prepare mortgage disclosures within applicable compliance guidelines with necessary signatures and consent.
Submit applications per portfolio and secondary market requirements and collects documentation, as necessary.
Maintains a working knowledge of portfolio, secondary market, and government products.
Reviews and calculates member income from paystubs/W2’s/federal tax returns.
Organize and assist with planning workshops and seminars.
Attend local real estate and realtor related functions.
Attend mortgage closings.

Benefits

Meaningful work that is highly impactful to the membership and community.
A supportive work environment that values creativity and innovation.
Opportunities for development and career growth.
Access to a competitive salary and benefits, including health insurance and retirement plans.
Support of work-life balance.
Community involvement opportunities.

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