Mortgage Loan Originator

NuMark Credit Union • Lemont, IL

3d

About The Position

Are you motivated by helping people achieve life‑changing milestones and committed to delivering exceptional service with every interaction? Do you thrive in a fast‑paced, goal‑driven environment where your expertise in lending and member relationships can truly make an impact? As a Mortgage Loan Originator, you'll guide members through one of the most important financial decisions of their lives-purchasing or refinancing a home. In this role, you'll leverage your lending knowledge, attention to detail, and passion for building strong relationships to provide personalized mortgage solutions. You'll represent an organization dedicated to enriching the financial wellbeing of its members, all while enjoying the opportunity to exceed sales goals and grow your earning potential.

Requirements

• Bilingual in English and Polish and/or Lithuanian strongly preferred.
• An associate's degree and a minimum of three years related lending experience in a full-service financial organization are required.
• Possesses sales experience, and the ability to compose meaningful correspondence and express oneself clearly in a verbal and written manner.
• Must be thoroughly familiar with the Credit Union's lending policies and procedures, and knowledgeable of all regulations and reporting requirements related to the position.
• Must understand various disclosure information and be able to explain related requirements to members.
• Proficient with all computer applications and possess good communication skills.
• Must be bondable and able to work unsupervised and under pressure.
• Possesses a bias for accuracy and attention to details.
• Highly energetic and motivated individual.
• Ability to obtain NMLS number.

Nice To Haves

• Bachelor's degree with Business Administration exposure preferred.

Responsibilities

• Interviews and assists members with real estate loan applications and related Credit Union services in person and by phone.
• Must be able to fully explain various mortgage programs including estimating closing costs.
• Determines the loan purpose and obtains the pertinent information relating to the proposed transaction and property.
• Orders and reviews credit reports, verifications, and all documents required for a complete package.
• Review loan packages for completeness of documents and compliance with Credit Union policy, regulatory requirements, and secondary market lending parameters.
• Required to uphold and adhere to the Official Loan Policy as set for by the Board of Directors of the Credit Union.
• Determines if the applicant qualifies for the loan applied for and recommends loan terms.
• Reviews the loan commitment and advises the applicant of the terms together with all requirements of the Credit Union.
• Coordinates loan closing, allowing ample time for preparation of final loan documentation for closing.
• Remains knowledgeable on policy, procedures, and matters of compliance.
• Responsible for compliance with all BSA policies, procedures, and regulations and Office of Foreign Assets Control (OFAC) within the area of responsibility.

Benefits

• Full Time Employees can choose between several plans from Blue Cross Blue Shield (HMO, Options or PPO), Dental, Vision, 3 weeks of Paid Time Off, Paid Holidays Off, Company Lunches and Parties, Birthday Holidays, Life Insurance (Company Paid), Short and Long Term Disability (Company Reimbursed), 401(k) Savings Plan with Company Match & Profit Sharing, Flex Spending Account, Accident Insurance Plans, Education Reimbursement for Bachelor or Master's Degrees, Employee Assistance Program, Paid Community Volunteer Time, and Career Advancement Opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree