Mortgage Loan Originator

Habitat for Humanity Tampa Bay Gulfside•Clearwater, FL

2d•Onsite

About The Position

The Mortgage Loan Originator is responsible for managing services to Homeowner Candidates (HOCs). This position will work in cooperation with the Construction, Finance, and Development departments.

Requirements

Minimum 2 year college degree preferred.
At least one year of relevant experience in mortgage underwriting or related field.
Ability to work a flexible schedule including attendance at evening meetings and weekend home dedications.
Detail-oriented with the ability to manage multiple tasks in a fast paced environment.
Outstanding verbal and written communication skills.
Professional, enthusiastic, mission driven personality.
Strong customer service orientation.
Proficient in basic computer applications, such as Microsoft Office Suite (Word, Excel, Outlook)
Ability to work independently and in team environments.
Enjoy working with diverse client base.
Maintains confidentiality of information.
Ability to read, analyze, and interpret general business information.
Ability to speak and write English fluently.
Understands how to separate and combine tasks into efficient work flow.
Builds constructive and effective relationships.
Complete HFHI BSA Anti-Money Laundering Course annually.

Nice To Haves

Experience in a non-profit organization preferred.

Responsibilities

Ensures HOCs comply with all requirements in order to obtain mortgage loan approval.
Prepares documents for assignment to mortgage partners.
Corresponds with mortgage partners to facilitate mortgage assignments.
Works with title companies to prepare and review mortgage documents and closing paperwork.
Acts as mortgage originator for the affiliate and ensure the HOC is within policy debt-to-income ratios. Ensures Habitat mortgage is compliant with all state and federal regulations and enforceable in a court of law.
Reviews application, orders credit reports, income documents and any other relevant documents necessary.
Identifies and reports high risk scenarios and makes recommendations to the Executive Vice President.
Schedules and attend closings on behalf of Habitat for Humanity of Tampa Bay Gulfside.
Works with title company to obtain recorded mortgage documents and submit to banking partner for funding.
Records homeowner information in the mortgage servicing software (Calyx, Neighborly, etc.).
Other tasks as deemed necessary