MORTGAGE LOAN ORIGINATOR
About The Position
We are seeking a motivated and customer-focused Mortgage Loan Originator to join our team. In this role, you will originate first and second mortgages, construction loans, and land loans while actively generating new mortgage business. You will develop and maintain strong relationships with customers, referral partners, and internal teams, serving as a trusted advisor throughout the mortgage process. The ideal candidate thrives in a sales-oriented environment and spends a significant portion of time prospecting, networking, and promoting the organization’s full range of mortgage products and services. An established book of business and strong referral relationships within Dutchess County are a plus. If you are passionate about helping customers achieve their homeownership goals while representing a community-focused financial institution, we encourage you to join our team and grow with us. This position offers a competitive base salary starting at $33,280, plus uncapped commission, with total earning potential directly tied to your success in developing and expanding your book of business. High performers are rewarded for strong relationship-building, consistent production, and exceptional customer service, making this an excellent opportunity for driven originators to significantly increase their overall compensation over time.
Requirements
- 2–5 years of related experience in mortgage lending or sales.
- Active and current NMLS registration.
- Valid Driver’s License.
- Knowledge of Fannie Mae and Freddie Mac guidelines.
- Strong sales, customer service, and relationship management skills.
Nice To Haves
- An established book of business and strong referral relationships within Dutchess County are a plus.
- Bilingual skills are a plus.
Responsibilities
- Build and maintain strong relationships with customers, realtors, attorneys, and builders within the county.
- Conduct loan interviews, pre-qualifications, and collect all necessary customer documentation.
- Analyze credit reports and financials, resolve discrepancies, and present loan options.
- Manage the loan process, coordinate with vendors, and ensure timely closings.
- Promote mortgage products within branches to drive referrals and cross-sales.
- Maintain required reports and records of loan activities.
Benefits
- Comprehensive Medical, Dental, Vision, and supplemental health options
- Benefits available for both Full-Time and Part-Time employees
- 401(k) with employer match to support your future
- Tuition assistance up to $5,250 annually to help you grow your skills
- Paid time off, holidays, and flexible schedules (based on position)
- Performance-based pay increases and employee recognition programs
- Free checking accounts, loan discounts, and other financial perks
- Dress Down Fridays and a fun, inclusive work environment
- Opportunities to give back through our Community Service Program
- Ongoing mentorship, cross-training, and career advancement support
- Long-term disability, life insurance, and more for your peace of mind
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
