Mortgage Loan Originator - Leland, NC/Brunswick County

REV Federal Credit Union

31d

About The Position

DUTIES & RESPONSIBILITIES Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval. Completing application and gathering supporting documentation. Reviewing and completing regulatory disclosures with borrower. Maintaining existing and generating new sources of referral business. Maintaining a presence in REV FCU branches and educating staff regarding Real Estate Lending Quoting interest rates and securing pricing through the Secondary Marketing Department. Inputting application data into Loan Origination Software (LOS). Utilizing automated underwriting systems (AUS) to obtain credit recommendations. Communicating with all parties, both internal and external, regarding the status of the loan and relaying information to all interested parties. Managing his/her pipeline of loans to verify accuracy of the current loan status. Acknowledging and abiding by REVs Policies and Procedures. Participating in REV sponsored events, and area association events. Actively participating in all aspects of the Real Estate Office sales meetings. Representing the Credit Union with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.

Requirements

Minimum 3 years’ experience originating Conventional, FHA, VA, Jumbo loans
High school diploma or equivalent
Knowledge of real estate lending criteria, compliance, federal/state regulations
Excellent organizational, oral, and written communication skills
Experience with Microsoft Office Suite
Proficient with loan originator systems, Encompass Software experience is preferred
Proficient with AUS (LP, DU, GUS)
Realtor relationships and book of business required
Exceptional customer service skills
Proven track record of building and maintaining strong, professional business relationships
Satisfactory credit record, bondable

Nice To Haves

Prior builder experience strongly preferred
First time home-buyer experience a plus

Responsibilities

Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval.
Completing application and gathering supporting documentation.
Reviewing and completing regulatory disclosures with borrower.
Maintaining existing and generating new sources of referral business.
Maintaining a presence in REV FCU branches and educating staff regarding Real Estate Lending
Quoting interest rates and securing pricing through the Secondary Marketing Department.
Inputting application data into Loan Origination Software (LOS).
Utilizing automated underwriting systems (AUS) to obtain credit recommendations.
Communicating with all parties, both internal and external, regarding the status of the loan and relaying information to all interested parties.
Managing his/her pipeline of loans to verify accuracy of the current loan status.
Acknowledging and abiding by REVs Policies and Procedures.
Participating in REV sponsored events, and area association events.
Actively participating in all aspects of the Real Estate Office sales meetings.
Representing the Credit Union with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.