Mortgage Loan Originator

HICKORY POINT BANK & TRUST•Leland Grove, IL

24d•$50,000 - $55,000

About The Position

Your next move starts here. If you are looking to launch or advance your career in the financial industry, don't miss this opportunity. At Hickory Point Bank & Trust, you'll work alongside innovative, creative individuals who are empowered to do what’s right for our clients. Join a team that values your potential, supports your development, and invests in your success. Basic Functions: The Mortgage Loan Originator will originate all types of residential mortgage loans. The Mortgage Loan Originator proactively solicits new residential mortgage business and sells Bank products to meet established goals. Continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Essential Job Duties: The Mortgage Loan Originator will develop mortgage loan volume through business development efforts. The Mortgage Loan Originator will ensure fully compliant loan applications, compile a complete loan file for submission to loan processing/underwriting, follow up on details and conditions until each file is funded and closed. Manage all customer interactions in a professional and timely manner. The Mortgage Loan Originator is encouraged to be involved within the community through specific organizations and special events. Knowledge, Skills and Abilities: The Mortgage Loan Originator must have a proven record of sales and the ability to follow policies and procedures required for mortgage loan origination. The Mortgage Loan Originator must possess, or have the ability to develop, a comprehensive knowledge of conventional and government lending programs, including FHA, VA, USDA and IHDA. Excellent sales and business development skills Excellent customer service skills Ability to follow policies and procedures Achieve sales goals Time management skills Work with computers at the intermediate or expert level Ability to multi-task Strong oral and written communication skills Problem solving skills Decision making skills Training and Experience: Qualified candidate must have a proven record of successful sales. Banking and/or previous mortgage lending experience preferred. Candidate must also qualify for a valid NMLS certification. A Bachelor’s degree is preferred but not required. Position Requirements: Outgoing and enthusiastic personality Accuracy and attention to detail Knowledge of Windows based programs and computer keyboard Enjoy working with people Confidentiality, high degree of integrity Portray a professional image of self and the Bank Willingness to accept ongoing projects as necessary Conduct all duties in compliance with applicable laws, regulations, and Bank policies and procedures. This position requires compliance with the SAFE Act. Requirements can include, but are not limited to, satisfactory completion of background checks, fingerprinting, testing, and continuing education. This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. This job description is not an exhaustive list of functions, duties, knowledge, skills, abilities, training, experience, or requirements associated with the position. Equal Opportunities Statement Hickory Point Bank & Trust provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Salary Disclaimer The salary range provided represents the anticipated starting pay for this position. Individual compensation is based on various factors, including but not limited to, role requirements and responsibilities, related experience, education, qualifications, and internal equity. Benefit Package This position is eligible for a robust benefit package. Available benefits include Health Insurance, Dental Insurance, Vision Insurance, Group Term Life Insurance, Short Term Disability, Long Term Disability, Flexible Spending Account, Health Reimbursement Account, Paid Holidays, Paid Time Off, Volunteer Time, Bereavement Time, Employee Assistance Program, 401(k) Retirement Plan.

Requirements

The Mortgage Loan Originator must have a proven record of sales and the ability to follow policies and procedures required for mortgage loan origination.
The Mortgage Loan Originator must possess, or have the ability to develop, a comprehensive knowledge of conventional and government lending programs, including FHA, VA, USDA and IHDA.
Excellent sales and business development skills
Excellent customer service skills
Ability to follow policies and procedures
Achieve sales goals
Time management skills
Work with computers at the intermediate or expert level
Ability to multi-task
Strong oral and written communication skills
Problem solving skills
Decision making skills
Qualified candidate must have a proven record of successful sales.
Candidate must also qualify for a valid NMLS certification.
Outgoing and enthusiastic personality
Accuracy and attention to detail
Knowledge of Windows based programs and computer keyboard
Enjoy working with people
Confidentiality, high degree of integrity
Portray a professional image of self and the Bank
Willingness to accept ongoing projects as necessary
Conduct all duties in compliance with applicable laws, regulations, and Bank policies and procedures.
This position requires compliance with the SAFE Act. Requirements can include, but are not limited to, satisfactory completion of background checks, fingerprinting, testing, and continuing education.

Nice To Haves

Banking and/or previous mortgage lending experience preferred.
A Bachelor’s degree is preferred but not required.

Responsibilities

The Mortgage Loan Originator will originate all types of residential mortgage loans.
The Mortgage Loan Originator proactively solicits new residential mortgage business and sells Bank products to meet established goals.
Continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
The Mortgage Loan Originator will develop mortgage loan volume through business development efforts.
The Mortgage Loan Originator will ensure fully compliant loan applications, compile a complete loan file for submission to loan processing/underwriting, follow up on details and conditions until each file is funded and closed.
Manage all customer interactions in a professional and timely manner.
The Mortgage Loan Originator is encouraged to be involved within the community through specific organizations and special events.