Mortgage Loan Officer - Northern KY

Stock Yards Bank & Trust • Florence, KY

49d

About The Position

Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.
Job Title: Mortgage Loan Officer
Department: Mortgage
FLSA Status: Non-Exempt
Hours of Operation: 40 hours per week, start and end times may vary
General Job Summary:
Sell mortgage loan products through sales efforts with individuals, builders, realtors, and other contact groups.

Requirements

• High school/GED education, college degree preferred
• Outside sales experience with FHA, VA, and conventional lending
• Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts
• Excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others
• Be a productive team player, with the ability to learn, apply training and comprehend policies and procedures
• Flexible to changing working situations and able to meet deadlines as they arise
• PC Literacy with 35 WPM typing skills
• Professional appearance and demeanor
• Excellent sales and negotiating skills, and assertiveness
• Ability to perform in high pressure situations

Nice To Haves

• Knowledge of basic underwriting guidelines preferred

Responsibilities

• Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales
• Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales
• Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions
• Collect, compile and analyze information for acceptability for approval for investor’s loan product
• Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing
• Follow up closely with processor to ensure loans are closed timely
• Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites
• Other duties as assigned

Benefits

• 401(K) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer/Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Flexible Savings Accounts
• Health Savings Accounts
• Bank paid Life/AD&D insurance
• Voluntary Life/AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 1,001-5,000 employees