Mortgage Loan Officer - Tennessee

Regions Bank • Knoxville, TN

11d • $20,000 - $100,000

About The Position

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.

Requirements

• High School Diploma or GED
• One (1) year of mortgage lending experience with proven mortgage production
• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
• This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.

Nice To Haves

• Bachelor's degree
• Prior Mortgage Loan Officer experience
• Mortgage Loan Officers with a minimum of 1M per month average proven production volume
• Current mortgage origination experience

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
• Answers customer calls and walk- in customers to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

Benefits

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED