Mortgage Loan Officer - Outside Sales Central Oregon

OnPoint Credit Union • Bend, OR

1d • Hybrid

About The Position

As a Mortgage Loan Officer, you will be a proactive partner, excelling at creating new relationships and expanding existing connections. You will serve as an expert in home finance, acting as a trusted advisor and guide to help members find the loans that best fit their financial future. OnPoint Community Credit Union has been dedicated to making members' financial dreams a reality for over 80 years and values the expertise of its Mortgage Loan Officers, inviting them to explore and grow their careers within the organization.

Requirements

• Thorough understanding of conventional and government lending practices, policies and guidelines from origination through closing.
• Must be detail-oriented.
• Ability to be self-directed, efficient, and meet deadlines.
• Ability to manage a heavy pipeline of 40 plus loans.
• Highly organized with the ability to prioritize multiple competing tasks and verbal and written communication skills.
• Demonstrated math and accounting skills.
• High School diploma or GED required.
• Minimum of 3 years Conventional and FHA-insured real estate lending experience, with knowledge of processing underwriting and/or closing procedures.
• Ability to successfully register with the National Mortgage Licensing System (NMLS).

Responsibilities

• Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
• Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.
• Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.
• Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
• Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 101-250 employees