Mortgage Loan Officer - External

Tinker Federal Credit Union • Oklahoma City, OK

6d

About The Position

At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard.
Tinker Federal Credit Union’s Real Estate Lending Department has an immediate opening for a Mortgage Loan Officer – External! This is an exciting opportunity to join the largest and best credit union in Oklahoma! We offer competitive pay, a robust benefits package, a “smart casual dress code” and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!
As a Mortgage Loan Officer – External, you will be responsible for the following:

Requirements

• An associate’s degree in business or a relatable field and two years of mortgage industry experience are required. Applicable financial institution and/or military experience may be substituted for education at the rate of two years of experience for one year of education. Applicable additional education levels may be eligible to satisfy experience requirements. Mortgage lending and/or credit union experience preferred.
• Incumbent Bonding REQUIRED by TFCU’s chosen authority.
• Valid driver’s license, maintaining an acceptable Motor Vehicle Record.
• NMLS License.
• SAFE Act registration required.
• TFCU University certification required.
• Skilled at identifying and cultivating new business opportunities through networking, cold outreach, and referral partnerships.
• Ability to efficiently plan and execute outreach strategies across assigned markets.
• Strong knowledge of mortgage lending regulations and processes, including FNMA, VA, TILA, Fair Housing laws, the Home Mortgage Disclosure Act, and federal/state lending requirements.
• Expertise in underwriting procedures, automated underwriting systems, escrow processes, and loan origination systems.
• Solid understanding of real estate practices, contracts, property valuation, and applicable laws.
• Proven ability to analyze credit reports, financial statements, and risk profiles to make sound lending decisions.
• Excellent communication and negotiation skills to guide members through complex loan processes and structure competitive terms.
• Delivers personalized service that fosters long-term client loyalty.
• High level of accuracy and attention to detail with strong organizational and time management skills to manage multiple applications and meet closing benchmarks.
• Ability to adapt quickly to changing regulations, technology, and market conditions.
• Demonstrates knowledge of TFCU products and procedures once familiarity with TFCU is gained.
• Must be willing and able to operate a motor vehicle daily to travel to client sites and other business locations.
• Must be able to travel independently, to include operating a motor vehicle in cities and rural or remote areas not accessible by public transportation.
• Must be able to transport materials, equipment, and other business-related items.

Nice To Haves

• Mortgage lending and/or credit union experience preferred.

Responsibilities

• Generating new mortgage business through proactive outreach, cold-calling, and cultivating strong relationships with realtors, builders, vendors, and community partners.
• Expanding TFCU’s market presence by identifying and developing new business opportunities, building a robust referral network, and representing TFCU at community and industry events.
• Maintaining a thorough knowledge of real estate practices, mortgage products, and industry regulations by attending training sessions and applying this expertise throughout the loan origination process.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree