Mortgage Loan Coordinator

Equity Bank•Wichita, KS

53d•Onsite

About The Position

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we'll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

Requirements

High School diploma or equivalent
2+ years mortgage experience
Detail oriented and well organized
Able to perform a variety of mortgage-related functions, while maintaining composure
Excellent interpersonal skills and professional manner

Nice To Haves

TRID experience preferred
Experience with Ellie Mae Encompass LOS preferred
Extensive knowledge of mortgage lending practices and regulations preferred
Ability to process high volume, time-sensitive transactions preferred

Responsibilities

Coordinator for the Quality Control Post-Closing process between the Bank and Quality Control vendor-liaison to pull report to send to vendor, pull report to send to vendor, pull files as requested and upload to vendor
Follow up on trailing documents-ensure that the Bank has all recorded documents and final title policies to send to investors and in house loans
Research and pay invoices as necessary
Process Adverse Action notices in a timely manner
Scan documents into Encompass
Back up the Disclosure Desk as needed
Pull the Application/Disclosure report daily
Review and interpret loan information to effectively determine which disclosures are required
Ensure each disclosure package contains all expected disclosures
Comply with regulation timelines for the delivery of disclosures to the customer
Communicate with Lenders to validate fees associated with the transaction
Monitor daily pipelines to ensure initial and re-disclosure packages are distributed to customers within regulated timeframes
Order flood searches
Back up the Lock Desk as needed
Lock interest rate with secondary market lenders as submitted by loan officers through the Bank's pricing engine
Confirm pricing for locked rate
Processes rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressed
Extend locks when needed
Performs data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.)
Communicates rate lock expiration reports to Manager/Supervisor to ensure all locks are extended or any inactive locks are canceled
Assists post-closing department with any revisions to locks necessary to facilitate getting the loan purchased
Process In-House lock requests
Back up the Post Closers as needed
Scan and upload closing packets to Encompass and Director
Sort documents in Encompass and Director
Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements
Perform other duties as assigned, required, or requested