Mortgage Loan Closer

M/I Homes • Tampa, FL

4d

About The Position

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 170,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis/St. Paul, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. The position offers : Steady work environment – driven by builder new home purchase sales – NO refinances. Convenient location near the International Mall in Tampa’s Westshore area. Salary + incentives based off work volume achieved. Monday through Friday work environment. Generous paid time off structure. Entire loan operation – origination, processing, underwriting, and closing - locally based. Team partnership with a top 20 national builder. Discount on employee new home purchases. 401K and Profit Sharing. Full Medical, Vision, and Dental Insurance. Job Summary : Prepares all closing documentation packages in coordination with processing, underwriting, and in-house title company staff for FHA, VA, USDA, DPA and Conventional mortgage loans.

Requirements

• Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
• Ability to elicit, interpret, analyze, and evaluate given information relative to company policy and procedures.
• Excellent organizational skills and detail-oriented aptitude.
• High school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field.

Responsibilities

• Using working knowledge of CFPB/TRID ATR/QM, and TILA/RESPA guidelines, prepares accurate Closing Disclosures and delivers to all parties on a timely basis to meet legal requirements.
• Orders title commitments and any other closing related documents as needed.
• Balances Closing Disclosure with all parties.
• Review sales contracts, addenda, homeowner’s insurance, final inspection, flood certificate, title commitment and other documents pertaining to the closing of the loan.
• Maintain accurate closing schedules and funding schedules.
• Manage/resolve post-closing requests and/or suspense items on closed loans.
• Other duties as assigned by the Closing Manager.

Benefits

• M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit-sharing plan, an employee stock purchase plan, an employee home purchase plan and more.
• We are committed to attracting, developing, and retaining talent that reflects the customers we serve and the communities where we live and work.
• We are proud to be an EEO/AA employer M/F/D/V.
• We maintain a drug-free workplace and perform pre-employment substance abuse testing.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED