Mortgage Loan Closer

Treadstone Funding•Grand Rapids, MI

4d•Onsite

About The Position

We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team! This is an in-office position at our Grand Rapids office. At least 2 years of mortgage loan closing or loan processing experience is required. A Mortgage Loan Closer is responsible for ensuring that mortgage loans are accurately prepared, compliant with regulations, and ready for a smooth closing experience. The Loan Closer serves as the final checkpoint before closing. The responsibilities of a Loan Closer include reviewing documentation, balancing closing disclosures, and coordinating with internal teams and settlement agents to ensure every transaction closes successfully and on time. If you thrive in a fast-paced environment, enjoy solving problems, and take pride in precision, this role is an excellent opportunity to contribute to a high-performing mortgage operations team!

Requirements

At least 2 years of experience in mortgage loan closing, loan processing, or mortgage operations is required.
Strong attention to detail and commitment to producing highly accurate work.
Excellent written and verbal communication skills.
Ability to prioritize multiple tasks and manage deadline in a fast-paced environment.
Proven ability to collaborate with cross-functional teams.
Strong organizational and problem-solving skills.
Proactive mindset with the ability to identify and resolve issues before closing.
Represents Treadstone and their team in a professional manner.

Nice To Haves

Experience working in Encompass is preferred.

Responsibilities

Comply with all state requirements.
Manage and maintain an active closing and funding pipeline.
Monitor the Initial Closing Disclosure (ICD) queue to ensure loans are meeting the expected closing timelines.
Ensure that all loans remain compliant with regulatory and company guidelines throughout the closing process.
Collaborate closely with Loan Processors, Underwriters, Compliance teams, and Title/Settlement agents.
Verify the accuracy of all essential loan information and documents, such as vesting, homeowner's insurance, title work, and fees.
Prepare and balance the Final Closing Disclosure, working with title companies to confirm final numbers.
Verify and order title company wire information.
Confirm all underwriting conditions and quality control requirements have been satisfied prior to closing.
Communicate proactively with internal and external partners to resolve any closing issues quickly.
Prepare and deliver the final closing package to the settlement agent prior to closing.
Follow up with settlement agents to obtain required funding and post-closing documentation.