Mortgage Loan Analyst

American National Insurance • League City, TX

1d • Onsite

About The Position

We are seeking a Commercial Mortgage Loan Analyst to support a $5.5B+ commercial real estate loan portfolio across multiple U.S. property types. This role blends loan underwriting, origination support, and ongoing portfolio surveillance, offering exposure to complex transactions and senior-level decision making in a fast-paced institutional environment.

Requirements

• Bachelor’s degree in Finance, Real Estate, Economics, Business, or related field
• Demonstrated work experience in commercial real estate lending, underwriting, portfolio management, or related finance roles
• Strong proficiency in Excel and Microsoft 365 (Word, PowerPoint, Teams, Outlook)
• Solid understanding of commercial real estate finance and loan structures
• Highly analytical, detail-oriented, and comfortable managing multiple priorities
• Strong written and verbal communication skills

Nice To Haves

• Experience with ARGUS Enterprise or similar underwriting tools is a plus (not required)
• CFA, CCIM, or MBA a plus but not required

Responsibilities

• Underwrite and analyze new commercial real estate loan opportunities, including review of operating statements, rent rolls, borrower financials, and collateral data
• Build financial models, perform cash flow, and credit analysis to support loan structuring and recommendations
• Prepare credit memoranda and present analyses for internal approval committees
• Support loan origination efforts by collaborating with brokers, intermediaries, and internal/external stakeholders
• Monitor an assigned loan portfolio, including annual reviews, covenant compliance, and watchlist reporting
• Assist with loan modifications, extensions, and servicing requests requiring risk analysis and underwriting input
• Participate in property inspections and market visits as needed (approximately 10–15% travel)

Benefits

• American National offers eligible employees and their families medical, dental, vision, and basic life insurance.
• Employees are able to enroll in our company’s 401k plan.
• Employees also receive annually a bank of paid time off and paid holidays.
• We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level