Mortgage Credit Underwriting Specialist (REMOTE)

TEKsystems•Houston, TX

8d•$66,560 - $83,200•Remote

About The Position

We are seeking experienced Credit Underwriters to join a dynamic team supporting a major mortgage program. This is a fully remote position offering flexibility and competitive pay. As a Credit Underwriter, you will issue credit decisions based on documented borrower profiles while adhering to program guidelines and client requirements. This role is project-based, meaning work volume may vary depending on client needs. While efforts will be made to provide consistent assignments, there may be periods of reduced or no work.

Requirements

2–4+ years of recent frontline manual underwriting experience with Conventional, FHA, VA, Jumbo, Non-QM, and QM products.
Strong knowledge of Fannie Mae/Freddie Mac guidelines, HVCC, RESPA, and compliance regulations.
Proficiency in Microsoft Office Suite and underwriting systems (DU, LP).
Excellent analytical, problem-solving, and communication skills.
Ability to thrive in a fast-paced, metrics-driven environment.
High School Diploma or equivalent required.

Nice To Haves

Associate degree or equivalent industry experience preferred.

Responsibilities

Underwrite residential mortgage loans in accordance with Conventional guidelines.
Analyze credit reports, income, assets, and appraisals to assess risk and compliance.
Utilize AUS engines such as Loan Prospector, Desktop Underwriter, AssetWise, and other LOS systems.
Identify potential fraud exposure and ensure adherence to federal, state, and local regulations.
Meet daily production and quality targets while clearing conditions within audit standards.
Collaborate with team members and communicate effectively in a remote environment.
Ability to work overtime and weekends when needed.

Benefits

Medical Plans - 2 different plans offered
Goodpath - available at no cost if enrolled in a Covius medical health plan. Virtual care for pain, stress, sleep, etc.
Health Savings Account - tax free savings account. Eligible if enrolled in a medical health plan
Dental - 2 different plans offered
Vision - one plan offered
Life and Disability - company paid employee basic life and AD&D insurance. Can purchase supplemental life and/or AD&D coverage
Supplemental Insurance - can purchase accident, hospital indemnity, and/or critical illness supplement insurance
Medicare - free online resources for anyone who is Medicare-eligible
Employee Assistance Program - 24/7 access to life assistance resources at no cost
401 (K) Retirement Savings - up to 3% company match, fully vested in company contributions after 1 year