Mortgage Closing Specialist

TRUSTONE FINANCIAL CREDIT UNION•Burnsville, MN

8h•$20 - $24•Onsite

About The Position

The Home Mortgage division is focused on the fast-paced and highly-regulated home mortgage market. Loans originated in this division are originated and underwritten to national standards established by divisions of the federal government (e.g. USDA, VA, FHA), government-sponsored enterprises (e.g. FNMA and FHLMC) and large institutional investors. This position is responsible for all coordinating closing schedules, drawing document packages and funding first mortgages. Review critical closing information, ensure data is accurate, work with title companies to resolve issues, verify all closing conditions are met, and approve funding.

Requirements

Availability to work 40 hours per week Monday through Friday between the hours of 8:00am – 5:00pm at our Burnsville Administrative Office or Plymouth Corporate Office locations; non-exempt.
Bachelor’s Degree in Finance, Business Administration or a related field, or four years of equivalent work experience in the mortgage lending field.
Two years of experience in conventional and portfolio loan closing, including FNMA and FHLMC.
2 years of working experience on Encompass post TRID.
Knowledge of mortgage documentation and regulatory requirements.
Excellent oral and written communication skills.
A high level of business acumen with the ability to develop strong relationships with borrowers, branch personnel and industry partners.
Ability to identify and facilitate change in a deadline driven, highly regulated environment.
Competency in basic math and technology skills.
Advanced problem-solving skills and attention to detail.
Ability to work with and balance data in a variety of loan systems.
Ability to work well under pressure and be able to meet externally influenced deadlines.
Solid time management skills and the ability to organize, prioritize, and perform multiple tasks simultaneously.
Ability to work overtime as needed.
Compliance with the Bank Secrecy Act and all its provisions.
Ability to pass a pre-employment drug test and various background checks.
Regular and reliable attendance at the workplace.

Nice To Haves

FHA/VA/MHFA/USDA experience, preferred.

Responsibilities

Coordinating closing schedules
Drawing document packages
Funding first mortgages
Review critical closing information
Ensure data is accurate
Work with title companies to resolve issues
Verify all closing conditions are met
Approve funding

Benefits

Competitive pay and incentive programs for all positions.
Health insurance with the ability to choose which plan option is best for you – a Traditional Health Plan or Health Savings Plan.
Affordable dental and vision insurance coverage.
Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees – and, the longer your tenure, the more PTO you’ll have to enjoy.
10+ paid holidays each year.
Up to 16 hours of paid time annually to volunteer for organizations you are passionate about.
401(k) with 50% employer match on the first 6% you contribute – plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not.
Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account.
Employer-paid Short Term and Long Term Disability benefits.
Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents.
Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees).
Career development opportunities – including our STEP job shadow program, TruStone Academy certification courses, Mentorship Program and more.
Special employee discounts when you join TruStone Financial as a credit union member.
Employee activities, events, discounts, and many other great benefits and perks!