Mortgage Closer II

Royal Credit Union•Arden Hills, MN

48d•$25 - $28•Hybrid

About The Position

Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you’re looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members. Is this you? If so, let us know by submitting an application! Are you a detail-driven mortgage professional with a passion for accuracy and exceptional service? Become a Mortgage Closer II at Royal Credit Union! In this role, you’ll prepare closing documents, review construction loan draws, support Members and team members, and ensure smooth, compliant mortgage closing experiences across multiple loan types. Why Royal? Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth. Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals. Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills. Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged. Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger. What You’ll Do: Responsible for preparing closing documents and funding for all conventional and bond loans, government, renovation, and construction loans. Facilitate the inspection/draw phase for all construction and renovation loans. Review and approve construction loan draws. Process all construction end loan modifications. Review reports for upcoming mortgage closings, prepare and review documents for the title companies. Perform final preparation and audit of all documents needed for closing. Mortgage Closer II's will ensure that all loans comply with all federal; state, investor, bond and company guidelines. Our Commitment To You: Benefits: Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more! What’s Needed For This Position: Ready to make a positive impact? APPLY NOW if you are ready to take on this exciting challenge to contribute to our mission and become a part of the Royal Credit Union family! We will be communicating with you by email and/or text on the status of your application. Please monitor your email inbox and junk folder for status updates and additional instructions. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, protected veteran status or status as an individual with disability.

Requirements

High School Diploma or Equivalent
Two (2) years of recent experience in the field of Mortgage Loan Closing.
Advanced Mortgage Closing Expertise: Strong knowledge of financial services and accounting principles, with proficiency in closing government, construction, renovation, and end-loan modification products.
Compliance & Quality Control: Ability to review closing documents, disclosures, insurance, flood certificates, and appraisals for accuracy while meeting regulatory, investor, and internal guidelines.
Communication & Collaboration: Strong written and verbal communication skills; able to support team members.
Organization & Multi‑Tasking: Excellent time management and organizational skills; ability to prioritize under multiple deadlines, high volume, and changing conditions while maintaining accuracy.
Problem‑Solving & Independence: Strong analytical and critical-thinking skills to resolve issues, meet closing conditions, produce quality documentation, and work independently with minimal supervision.
Adaptability and Flexibility: Strong ability to adapt to changes within the mortgage industry and changing technology.

Nice To Haves

Experience working with construction and government loans.

Responsibilities

Responsible for preparing closing documents and funding for all conventional and bond loans, government, renovation, and construction loans.
Facilitate the inspection/draw phase for all construction and renovation loans.
Review and approve construction loan draws.
Process all construction end loan modifications.
Review reports for upcoming mortgage closings, prepare and review documents for the title companies.
Perform final preparation and audit of all documents needed for closing.
Mortgage Closer II's will ensure that all loans comply with all federal; state, investor, bond and company guidelines.