Market, Liquidity & Capital Risk Analyst

Regions Bank•Birmingham, AL

10d

About The Position

At Regions, the Market/Liquidity/Capital Risk Analyst performs risk analyst duties related to market, liquidity, and capital risks across the full Regions enterprise. This Risk Analyst resides in the second line Market, Liquidity, & Capital Risk Management function (MLC Risk Management) and assists in the oversight of first line market, liquidity, and capital management activities primarily within the Treasury, Capital Markets, and Consumer Banking departments. The analyst will coordinate with internal and external parties across the bank in various areas to assess risks across the company, and will benefit from significant exposure to key activities in Treasury, Capital Markets, Finance, Mortgage Banking, Enterprise Risk Management, etc. The analyst will contribute to team projects, and therefore must be comfortable working in a time environment. Additionally, the analyst will assist in developing and implementing reporting and/or financial analysis to assist in the Risk team’s oversight role. The role participates in both quantitative and qualitative analyses, thus providing a broader perspective of market, liquidity, and capital activities. This role will also assist in improving and providing regular updates of various practices, reports, policies, and procedures within these risk types. The analyst will assist with periodic interaction with Internal Audit and Regulators. This role will work closely with numerous other of the analyst team and various divisions of Regions to ensure the successful completion of these responsibilities and further enhance the MLC Risk Management’s oversight of risks. This position is in a group that is highly visible within the organization with regular exposure to senior and executive level members of management.

Requirements

Bachelor’s Degree in Finance, Accounting, or related field
Two (2) years of experience in market liquidity risk analysis or similar financial analysis

Nice To Haves

Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), Master of Business Administration (MBA), or similar credential(s)
Knowledge of Statistical Analysis System (SAS) or other analytical and programming tools
A willingness to explore and learn without direct oversight
Ability to work on a fast-moving team and shift between individual contributor and project leadership
Excellent computer skills including experience with Microsoft applications
Foundational knowledge of financial statements and strong quantitative skills
Strong verbal and written communication skills

Responsibilities

Oversees the day-to-day identification, measurement, mitigation, monitoring, and reporting of less complex market, liquidity, and capital risks with primary focus on the first line Treasury, Capital Markets, and Consumer Banking functions
Assists in aggregating and evaluating risks related to various departments including: Treasury, Capital Markets, Finance, Mortgage Banking, Enterprise Risk Management, etc.
Assists with the design, develop, and report independent analyses that provides greater insight into risk exposures and mitigation efforts
Works to enhance team processes, and update policies and procedures to reflect improvements
Participates in the team’s preparation and involvement in regulatory examinations, which may include the annual Federal Reserve’s Horizontal Capital Review and Horizontal Liquidity Review
Ensures the quality and accuracy of information reported
Stays well informed of regulatory and industry practices
Builds knowledge of the organization, processes, and customers