Manager, Payment Services

Travis Credit UnionVacaville, CA
4d$116,646 - $144,102

About The Position

Travis Credit Union’s Payment Services Management is responsible for leading and optimizing end-to-end payment operations, including ACH, real-time payments, card services, and treasury management. It ensures operational excellence, regulatory compliance, risk mitigation, and seamless member experience across all payment channels. The family drives consistent, high-quality outcomes aligned with organizational goals while fostering continuous improvement and change management.

Requirements

  • Strategic and analytical thinking; operational excellence and continuous improvement mindset (Lean/Six Sigma).
  • Deep knowledge of ACH operations, RTP/FedNow, card processing, and treasury management services.
  • Vendor management, contract/SLA oversight, and negotiation skills.
  • Strong communication, leadership, and team-building capabilities.
  • Compliance and risk management focus; experience with audits/exams and fraud monitoring tools.
  • Reports directly to assigned division leadership.
  • Direct supervisory responsibilities for assigned department staff.
  • Bachelor’s degree in business, finance, or related field; or equivalent related work experience.
  • 5+ years of progressive experience in payment operations, treasury management, or financial services.
  • Minimum of 3 years in supervisory or leadership role.
  • Accredited ACH Professional (AAP) certification.
  • Strong working knowledge of ACH operations, RTP/FedNow, and card processing functions.
  • Experience with treasury management systems, electronic payment platforms, core banking solutions, and fraud monitoring tools.
  • Deep understanding of payment-related regulations and risk management practices.

Nice To Haves

  • Accredited CTP certification, preferred.
  • Additional industry credentials such as AARP, NCP, or relevant certifications, preferred.
  • Lean Six Sigma experience or certification (Green Belt or higher), preferred.

Responsibilities

  • Leads, trains, evaluates, coaches, professionally develops and motivates staff to attain department goals.
  • Sets and monitors performance goals.
  • Promotes a work environment that encourages involvement, initiative and teamwork.
  • Builds career development paths for assigned staff.
  • Defines and maintains payment process documentation, standards, and controls across ACH, real-time payments, card services, and treasury management services.
  • Serves as the single point of accountability for assigned payment processes and coordinates cross-functionally to ensure alignment and service quality.
  • Ensures adherence to applicable rules and regulations (e.g., NACHA, FedNow, RTP, Zelle, card network rules) and internal policies; prepares for and supports audits/exams.
  • Uses data and operational metrics to monitor process performance, identify risks/trends, and drive continuous improvement initiatives.
  • Manages vendor relationships related to payment processing platforms, card networks, and treasury systems; ensures SLAs are met and issues are promptly addressed.
  • Leads change management to implement new technologies, regulatory updates, and process enhancements; communicates changes and ensures adoption.

Benefits

  • Competitive medical, dental, and vision insurance
  • Mental health and wellness programs
  • Employee performance incentive plan
  • Merit-based salary increases
  • 401(k) program with immediately vested employer match
  • Generous holiday and vacation policies
  • Exclusive TCU perks such as employee loan and credit card discounts
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