Manager Accounting & Financial Reporting

Merrick Bank • South Jordan, UT

4d

About The Position

Join our team - and take the next step in achieving a fulfilling career! What We Do At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most. Who We Are CardWorks, Inc. is a diversified consumer finance service provider and parent company of CardWorks Servicing, LLC, Merrick Bank and Carson Smithfield, LLC. CardWorks Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees. Merrick Bank is an FDIC-insured Utah Industrial Loan Bank. Merrick operates three main business lines: credit cards, recreational lending, and merchant services. Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.

Responsibilities

• Supports budgeting and forecasting activities by providing historical analysis, trend insights, and variance explanations.
• Oversees and manages the month-end closing process and the preparation of balance sheet, profit and loss statement and other reports.
• Leads the preparation and review of the FDIC quarterly call report and various other regulatory schedules, ensuring accuracy and timeliness
• Reviews and approves journal entries to the Bank’s general ledger (Oracle Cloud) and documents and ensures appropriate documentation of business transactions.
• Ensures compliance with GAAP, regulatory requirements, and internal control standards, and escalates issues as needed
• Manages the account reconciliation and investigations of variances on a timely basis.
• Partners with cross-functional teams to gather, validate, and analyze financial data.
• Maintains documentation standards to support internal controls, audits, examinations, and internal reviews.
• Identifies, recommends and implements process improvements to enhance efficiency, accuracy, and control effectiveness.
• Serves as a key point of contact for internal and external audits, as needed.
• Oversees the use of financial systems and reporting tools to ensure data integrity and consistency.
• Ensures accounting policies, procedures and controls are documented and operating effectively.
• Provides leadership, coaching, and performance management for accounting staff, including training on policies, systems, and regulatory requirements.
• Leads and completes special projects as assigned by the Finance team leadership.
• Responsible for complying with all of the Bank’s internal control policies and procedures.
• Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
• Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.

Benefits

• Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
• Benefits Package -Medical, Dental, and Vision (plus much more)
• 401(k) Plan with Company Match
• Short- & Long-Term Disability
• Wellness Programs
• Group Life and AD&D Insurance
• Paid Vacation, Sick Days and bank Holidays
• Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed