Loss Control Representative

Harford Mutual Insurance Group

2d • Remote

About The Position

Harford Mutual Insurance Group is a growing, dynamic mutual insurance carrier providing commercial property and casualty insurance products and services to a regional market. Headquartered in Harford County, Maryland, Harford Mutual offers a positive, diverse, and inclusive work environment with a rich company culture. Founded in 1842 on the principles of mutuality, we believe in insuring opportunity through mutual success® for our policyholders, agents, communities, and employees, and invite our employees to continue that tradition with respect, integrity, exemplary service, and personal responsibility. Listed within this posting is the anticipated salary range for this position, plus variable incentive compensation. The final salary offered to a successful candidate may vary and will be dependent on several factors that include, but are not limited to, your business experience, education, and individual capacity. Harford Mutual is a multi-state employer, and this salary range may not reflect positions that work in other states. THE OPPORTUNITY: Harford Mutual is seeking a Loss Control Representative to support the state of Maryland and Surrounding states as needed. This role involves completing surveys across all lines of business, including property, liability, workers' compensation, and fleet, tailored to the specific coverages of each insured entity. This position may also be involved in providing Loss Control Services to our insureds in the territory assigned. LOCATION: This position will travel to various insured locations throughout Maryland. Occasional travel to surrounding states as needed.

Requirements

• Bachelor’s Degree.
• 1-5 years of experience in Loss Control, within the insurance industry, or safety industry.
• Willingness to develop an understanding of building construction, electrical and plumbing standards, HVAC systems, sprinkler systems, and fire department operations; able to recognize hazards related to employee on the job injuries
• Be self-disciplined, organized and able to manage an aggressive workload and have the ability to prioritize and schedule inspections timely and efficiently

Nice To Haves

• Safety or Insurance related degree a plus

Responsibilities

• Complete Loss Control surveys and services for current and prospective commercial accounts for all business units
• Loss Control surveys will focus on hazard and exposure identification, safety program consultation, and providing recommendations to help mitigate loss potential and improve the overall quality of risk.
• Provide written survey reports, along with supporting data and information, for Underwriting review and assistance with risk selection and account retention efforts.
• Develop and implement risk improvement services, as assigned, for our mutual customers to develop and implement safety programs, provide consultation on identified hazards and exposures, and identify resources and/or training to assist with mitigating loss potential.
• Participate in department projects throughout the year, helping to broaden and grow your professional network and technical skillset.
• Territory is primarily MD with travel to surrounding states as needed.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 11-50 employees