Loans Transaction Analyst

Citi•Tampa, FL

About The Position

Loan Closing (Affordable Housing Focus): Manage a pipeline of affordable housing loan closings from commitment through funding, including construction loans, permanent loans, and bond financings. Coordinate extensively with internal stakeholders (underwriting, legal, portfolio management, credit risk, operations) and external parties (counsel, developers, syndicators, investors, government agencies). Review and analyze complex legal documentation, including loan agreements, partnership agreements, deeds of trust, regulatory agreements, and intercreditor agreements, to ensure all conditions precedent to closing are met. Exhibit a strong understanding of Low-Income Housing Tax Credits (LIHTC) and other tax credit programs, ensuring compliance requirements are meticulously integrated into the closing process. Oversee the satisfaction of all pre-closing conditions, track critical deadlines, and manage the collection and review of all required documentation. Facilitate the ordering and review of third-party reports, title insurance, and surveys. Prepare and/or review closing statements, disbursement schedules, and wire instructions. Proactively identify and resolve potential closing issues, collaborating with all parties to ensure smooth and efficient transaction completion. Contribute to the build and development of processes to support loan origination and lifecycle management for a variety of loan types, including corporate, commercial, real estate, structured, syndicated, and bilateral loans, as well as trade finance. Assist with the creation and continuous improvement of processes, standards, procedures, controls, and training for transaction management. Provide training and support to transaction management staff and business constituents. Ensure that data quality, controls, and processes meet internal policies and regulatory requirements and expectations. Work with lines of business, transaction management, and loan operations to define and implement operational metrics and risk and control reviews to ensure end-to-end transparency. Participate in projects aimed at enhancing performance and efficiency, including loan remediation and loan system testing/migrations. Work schedule: Monday to Friday from 8:30am to 5:30pm

Requirements

2-5 years relevant experience
Individual must have excellent communication, organizational and interpersonal skills.
Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up.
Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs.
Keen attention to detail
Developed analytical and problem-solving abilities
Client relationship and solution skills
Experience within a large global team supporting wholesale lending at large financial Institution
Experience working with clients under time constraints to facilitate a transaction or process.
Ability to multi-task through the practice of strong organizational and time management skills with experience in continuously following-up with various stakeholders
Ability to work in an environment where priorities are frequently changing
Bachelor's/University degree or equivalent experience

Nice To Haves

Tableau or visualization tool familiarity
Experience with Loan IQ, transaction capture tools, etc.

Responsibilities

Manage a pipeline of affordable housing loan closings from commitment through funding, including construction loans, permanent loans, and bond financings.
Coordinate extensively with internal stakeholders (underwriting, legal, portfolio management, credit risk, operations) and external parties (counsel, developers, syndicators, investors, government agencies).
Review and analyze complex legal documentation, including loan agreements, partnership agreements, deeds of trust, regulatory agreements, and intercreditor agreements, to ensure all conditions precedent to closing are met.
Exhibit a strong understanding of Low-Income Housing Tax Credits (LIHTC) and other tax credit programs, ensuring compliance requirements are meticulously integrated into the closing process.
Oversee the satisfaction of all pre-closing conditions, track critical deadlines, and manage the collection and review of all required documentation.
Facilitate the ordering and review of third-party reports, title insurance, and surveys.
Prepare and/or review closing statements, disbursement schedules, and wire instructions.
Proactively identify and resolve potential closing issues, collaborating with all parties to ensure smooth and efficient transaction completion.
Contribute to the build and development of processes to support loan origination and lifecycle management for a variety of loan types, including corporate, commercial, real estate, structured, syndicated, and bilateral loans, as well as trade finance.
Assist with the creation and continuous improvement of processes, standards, procedures, controls, and training for transaction management.
Provide training and support to transaction management staff and business constituents.
Ensure that data quality, controls, and processes meet internal policies and regulatory requirements and expectations.
Work with lines of business, transaction management, and loan operations to define and implement operational metrics and risk and control reviews to ensure end-to-end transparency.
Participate in projects aimed at enhancing performance and efficiency, including loan remediation and loan system testing/migrations.