Loan Review Officer

Bankers' Bank of Kansas•Wichita, KS

About The Position

Purpose: This position assists the Manager of Credit Review services with the external loan review service. The Loan Review Officer is also responsible for the Bankers’ Bank of Kansas internal loan review. Travel is required. Essential Duties and Responsibilities: Assist with independent loan review service, providing independent loan reviews, loan administration assistance, ALLL analysis and review. The review of loan files for adequacy of policy compliance, underwriting, structuring, documentation, and on-going administration Identification of documentation exceptions Review of financial information and assessment of financial condition Discussion of credit condition with servicing loan officer Determination of credit quality and assignment of appropriate rating Completion of loan review write-up/narrative assessment Completion of other review reports as appropriate Complete BBOK internal loan review. Ensure the loan portfolio is reviewed per policy requirements Complete Loan Review Management Report (summary of reviews) for submission to Board of Directors Complete quarterly credit underwriting review Other duties as assigned. Ensure compliance and audit requirements are met as identified by internal policy and/or Federal rules and regulations – e.g. OFAC, BSA/AML and Privacy.

Requirements

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
The requirements below are representative of the knowledge, skill/ or ability required.
Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Strong organizational/multitasking skills and attention to detail very important.
Knowledge of applicable laws and regulations.
Knowledge of applicable PC software.
Ability to use basic office equipment and tools such as the telephone, computer, calculator, fax machine, and copy machine
Professional written and verbal communication and interpersonal skills and ability to communicate effectively and professionally with all levels of the organization.
Ability to read and interpret documents such as rules, procedure manuals, and job instructions.
Ability to apply common sense understanding to carry out instructions furnished in written, oral or diagram form.
Ability to maintain confidentiality.
Mathematical and analytical skills.
Including the ability to add, subtract, multiply, and divide.
Ability to calculate figures and amounts.
Flexible with the ability to multi-task, work under pressure, and problem solve.

Responsibilities

Assist with independent loan review service, providing independent loan reviews, loan administration assistance, ALLL analysis and review.
Review of loan files for adequacy of policy compliance, underwriting, structuring, documentation, and on-going administration
Identification of documentation exceptions
Review of financial information and assessment of financial condition
Discussion of credit condition with servicing loan officer
Determination of credit quality and assignment of appropriate rating
Completion of loan review write-up/narrative assessment
Completion of other review reports as appropriate
Complete BBOK internal loan review.
Ensure the loan portfolio is reviewed per policy requirements
Complete Loan Review Management Report (summary of reviews) for submission to Board of Directors
Complete quarterly credit underwriting review
Other duties as assigned.
Ensure compliance and audit requirements are met as identified by internal policy and/or Federal rules and regulations – e.g. OFAC, BSA/AML and Privacy.