Loan Portfolio Manager (Application MUST be completed for consideration)

Macon Bank & Trust Company•Gallatin, TN

10d

About The Position

Overseeing and managing a portfolio of commercial and consumer loans to ensure compliance with bank policies, regulatory requirements, and risk management standards. This role focuses on maintaining credit quality, monitoring performance and supporting customer relationships to achieve the bank’s lending objectives.

Requirements

Bachelor’s degree in Finance, Business Administration or related field preferred
Minimum of 3 years of experience in banking, lending or credit analysis
Strong understanding of loan documentation, compliance and regulatory requirements

Responsibilities

Monitor assigned loan portfolio for performance, risk indicators, and compliance
Review loan documentation for accuracy and completeness
Track maturities, renewals, and covenant compliance
Identify potential credit risks and recommend corrective actions
Prepare periodic risk reports for management review
Serve as a contact for borrowers within the portfolio
Respond to inquiries regarding loan terms, payments, and servicing
Generate portfolio performance reports and present findings to management
Assist in preparing regulatory and internal audit documentation
Preform detailed credit analysis on new and existing borrowers
Assess financial statements, cash flow and collateral adequacy
Prepare credit memos
Work closely with loan officers, processors, and operations staff to ensure smooth servicing
Support cross-functional projects related to lending and compliance
Perform all task in accordance with Bank policies, operating procedures, internal and external audit as well as examiners regarding work procedures
Provide information for and support to external audits, compliance reviews, loan reviews, and regulatory examinations
Participate in bank functions / activities, some of which may be after normal banking hours
Other duties and responsibilities as may be assigned