Loan Originator - Houston

First National Bank Texas•Stafford, TX

About The Position

Originate high quality loans which meet FCMC guidelines Develop business relationships with local Real Estate agents and builders Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics Develop contacts with Banks partner store management team Take customer loan applications, including pulling credit Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc. Communicate with borrowers and real estate agents throughout the loan process Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules. This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns. Travel as needed to meet business needs Regular and predictable attendance and punctuality Other duties as assigned Position level will be dependent upon internal and external experience

Requirements

High School Diploma or Equivalent
At least 18 years of age
2 or more years of recent in-person mortgage origination experience with a solid book of business
Experience within a commission-based origination role
Knowledge of VA, FHA and conventional mortgage loan programs
Knowledge of running LP, DU and Clout Automated Underwriting Systems
Experience with Ellie Mae mortgage originating and processing software
Self motivation and capable of working from a home office with limited supervision
Ability to review and understand credit reports
Ability to organize and prioritize
Good communication and presentation skills
Must successfully pass background investigation according to company policy
Must be able to get along with co-workers and work effectively in a team environment
Must be able to remain in a sitting and/or standing position for extended periods of time
Requires ability to operate a computer and other office machinery
Ability to lift up to 25 pounds

Responsibilities

Originate high quality loans which meet FCMC guidelines
Develop business relationships with local Real Estate agents and builders
Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics
Develop contacts with Banks partner store management team
Take customer loan applications, including pulling credit
Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
Communicate with borrowers and real estate agents throughout the loan process
Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR
Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.
This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
Travel as needed to meet business needs
Regular and predictable attendance and punctuality
Other duties as assigned