Loan Operations Procressor/Specialist

Harford Bank•Aberdeen, MD

3d•$22 - $36•Onsite

About The Position

The Loan Operations Processor/Specialist is involved in all aspects of processing the loan, to include, creating documents, boarding and booking loans, as well as loan maintainance, etc.

Requirements

A minimum of 2 years’ banking experience is required.
Demonstrated decision-making.
Excellent communications skills.
Ability to provide prompt service and timely decisions within a fast-paced environment, managing changing deadlines.
Proven ability to interact with internal and external customers in a professional manner to provide exceptional customer service.
Must be a team player and able to work with individuals across the bank.
Collaborative approach to business solutions.
Outstanding motivation and drive for team excellence.

Nice To Haves

Understanding/working knowledge of TRID closing disclosures is strongly preferred.
Experience with document prep strongly preferred.
Proven knowledge of loan information systems, particularly Laser Pro is strongly preferred.
Hands on experience in the processing of various loans to include commercial, consumer and mortgage.

Responsibilities

Prepares loan documentation from Laser Pro for consumer/ mortgage/commercial loan settlements.
Inputs new loans into the core and sets up payment schedules according to loan documentation.
Performs file maintenance as necessary on existing loan portfolio, including the processing of payments, corrections to account postings, and resolving customer service needs.
Perfects bank's lien mortgages and deeds of trust.
Complete closing disclosures following TRID.
Files liens for vehicle loans.
Organizes loan files with all required documentation.
Ensures all noted exception items are tracked and cleared in a timely manner.
Responsible for monitoring and tracking UCC filings, hazard and flood insurance, and other required items.
Ability to perform reconciliation of general ledger settlement accounts. Ensures that daily and monthly general ledger reconciliations are complete and accurate and necessary research is performed on all outstanding items.
Performs input of wire transfers for settlements.
Interacts with loan officers when needed to ensure proper adherence to procedures and policies.

Benefits

Medical, dental, and vision coverage. No high-deductible plans! Minimal team member premium.
Mental health support and counseling services
Competitive salaries and performance bonuses
401(k) retirement plans with company match
Financial planning benefits and team member loan pricing
Life and disability insurance
Generous paid time off (PTO) and holidays
Tuition reimbursement and professional development programs
Internal mobility and career advancement opportunities
Inclusive and collaborative workplace culture
Team member recognition programs
Company-sponsored events and volunteer opportunities