Loan Closing Officer

LiftFund•San Antonio, TX

1d•Onsite

About The Position

Loan Closing Officers plays a critical role in facilitating, supporting, and servicing small business financing solutions, including microloans, small business loans, grants, and SBA 7(a) loan programs. This role is responsible for preparing accurate and compliant closing documentation for both loan and grant awards, ensuring adherence to LiftFund, SBA, and funding partner guidelines. By ensuring the seamless execution of closing processes and funding readiness, the Loan Closing Officer directly contributes to LiftFund’s mission of expanding access to capital with dignity and respect.

Requirements

Bachelor’s degree in Accounting, Finance, Legal Studies, or a related field.
Minimum of two (2) years of experience with title liens and UCC filings.
Minimum of two (2) years of experience ordering and reviewing real estate title searches.
Demonstrated ability to achieve excellence and drive continuous improvement.
Strong attention to detail with the ability to manage multiple deadlines in a fast-paced environment.
Highly self-motivated with strong organizational and project management skills.
Customer service mindset with a collaborative and team-oriented approach.
High ethical standards, including integrity, professionalism, and accountability.

Nice To Haves

Experience reviewing financial, legal, or compliance documentation in a lending or grant environment preferred.
Bilingual proficiency in English/Spanish preferred.

Responsibilities

Input and maintain accurate information in the Customer Relationship Management (CRM) system.
Conduct thorough audits of loan and grant applications to prepare complete and compliant closing packages, including review of business legal formation, eligibility requirements, collateral, and insurance documentation.
Prepare and assemble comprehensive closing packages for both loans and grants; facilitate electronic signature processes.
Review executed closing documents for completeness, accuracy, and compliance with legal and program requirements.
File and manage collateral liens, including vehicle titling, Uniform Commercial Code (UCC) filings, and deed of trust recordings.
Coordinate with title companies, attorneys, and third-party vendors to prepare and finalize legal closing documents.
Process payment protection insurance claims and manage releases of debt and collateral for accounts paid in full.
Prepare and review real estate closing instruments such as deeds of trust and settlement statements.
Assist in preparing SBA 7(a) loan closing documentation and onboarding loan files to third-party service providers.
Ensure compliance with special funding programs, including grants and buy-down programs, and track post-closing requirements as applicable.
Interpret and apply program-specific guidelines for various loan products, grant programs, and interest buy-down initiatives to ensure accurate and compliant closings.
Provide exceptional customer service and support to internal lending teams and external clients throughout the closing process.
Monitor and maintain compliance with all applicable federal, state, and organizational policies related to lending and grant administration.
Perform additional duties as assigned, which may occasionally require extended hours or weekend support.