Loan Closer (in-office) - AZ, CA, CO, NV, TX, or UT

Zions Bancorporation • Phoenix, AZ

13d • $20 - $28 • Onsite

About The Position

Zions Bancorporation is transforming what it means to work for a financial institution. We operate in a fast-paced, information-driven environment, which means we need people who bring diverse experiences, perspectives, and expertise to meet ever-changing demands. Your ability to adapt, learn innovate and collaborate with a dynamic team helps us provide exceptional service to our customers and communities. Zions Bancorporation is transforming what it means to work for a financial institution. We operate in a fast-paced, information-driven environment, which means we need people who bring diverse experiences, perspectives, and expertise to meet ever-changing demands. Your ability to adapt, learn innovate and collaborate with a dynamic team helps us provide exceptional service to our customers and communities. ETO is committed to helping our employees grow, develop and advance in their career. Our Workforce of the Future, DEI and UpSkilling initiatives allow you to network across the organization, volunteer in our community, and build your technical and soft skills. We believe that investing in your success and well-being is an investment in our customers and our business. Together we are building a culture that values diversity, celebrates growth and creates a space of belonging for all our team members. Our people are what set us apart and make us great. We are currently accepting applications for a Loan Closer to work in office in Phoenix, AZ; San Diego, CA; Denver, CO; Las Vegas, NV; Houston, TX; or Midvale, UT.

Requirements

• Requires a High School degree or Equivalent and 2+ years of loan closing, documentation, processing, or other directly related experience.
• A combination of education and experience may meet requirements.
• Proficient knowledge of loan closing processes and procedures, lending compliance and regulations, loan documentation and lien perfections.
• Must be accurate, detail oriented, and have ability to multi-task.
• Ability to work in a fast-paced, time-sensitive environment, follow tight deadlines, and prioritize work.
• Must have sound problem resolution, audit, customer service, (direct customer contact) and communication skills, both verbal and written.
• Working knowledge of loan principles and loan systems.
• Knowledge of applicable laws, regulations and bank policies and procedures.
• Solid computer skills including various word processing and spreadsheet software.

Responsibilities

• Complete all due diligence associated with satisfying approval and collateral lien perfection conditions prior to the preparation of loan closing documents.
• Request, review, and interpretation of all third-party documents needed to issue the clear to close for various types of loans; including real estate and non-real estate secured loans.
• Review the approval for loan closing conditions, regulations, appropriate lending authority, and lien perfection requirements and establish conditions to close.
• Perform all loan closing tasks and proactively interact with sales, portfolio management, underwriting, document preparation, third-party vendors (i.e., title companies, insurance agency, etc.), and bank customers.
• Effectively communicate with all parties, including field personnel and/or customers to expedite the request for loan documentation, while meeting underwriting, bank policy, compliance, and regulatory requirements.
• Perform other duties as assigned.

Benefits

• Medical, Dental, and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HAS), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 paid federal holidays, and any applicable state holidays.
• 401 (k) plan with company match, Profit sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 5,001-10,000 employees