Loan Closer II (US)

TD • Lewiston, ME

2d • $23 - $33

About The Position

The Loan Closer II provides support to Consumer and Mortgage Loan Processing through document preparation as it pertains to loan closings. The job works with closing agents to ensure necessary information is provided to complete the loan closing package. The Loan Closer II performs quality reviews and completes quality control analysis.

Requirements

• Associates Degree and/or Bachelors degree
• Mortgage Operations 2-4 Years loan documentation experience
• Consumer Operations 1+ years loan documentation experience
• Knowledge of applicable lending practices
• Ability to understand and apply processing procedures and processes
• Detail orientated with ability to audit and correct procedural errors
• Ability to maintain positive business relationships with partners, customers and agents
• Ability to handle heavy workload and meet stringent deadlines
• Ability to interact effectively with internal customers from various departments
• Working knowledge of Bank's loan products
• Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external
• PC skills
• Excellent customer service skills
• Availability to work a variable schedule which may include nights and/or weekends

Responsibilities

• Works on a more independent basis with minimal supervision
• Receives assistance from more experienced closers or manager with difficult questions and situations
• Prepares legal, regulatory and custom closing documentation if applicable within established Company policies and procedures and applicable legal and regulatory guidelines
• Reviews loan documentation prior to sending documents to closing agents to ensure completeness, accuracy and compliance to state and federal lending regulations, consulting with more experienced staff as necessary to clarify or interpret regulations
• Works with closing agents to ensure necessary information is provided to complete loan closing packages while maintaining positive business relationships
• Completes quality control analysis of standard and nonstandard loan documentation, ensures data integrity and performs various functions related to the workgroup to avert losses and reduce undue risk
• May act as mentor and resource to Loan Closer I
• May provide training to Loan Closer I
• Answers phones to assist internal and external customers

Benefits

• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 5,001-10,000 employees