Loan Administrator I

Metro City Bank • Doraville, GA

4d

About The Position

Manage and service a portfolio of commercial loans, USDA loans, SBA loans, and other loans for the Bank.

Requirements

• High school Diploma/GED or equivalent work experience
• Ability to multitask and juggle priorities
• Strong proficiency in Microsoft Office, Word, Excel, Outlook
• Excellent verbal and written communication skills

Nice To Haves

• Previous banking experience preferred

Responsibilities

• Oversee SBA 7 (a) and SBA 504, and conventional loan issues.
• Prepare reports for board meetings, loan committee, and internal audit.
• Create, organize and maintain credit files.
• Perform initial review of collateral files.
• Complete lien searches and lien filings.
• Secure original vehicle titles and release appropriately upon payoffs.
• Maintain current liens by filing continuations and terminations.
• Maintain participated loans.
• Record and monitor canceled and declined loan files.
• Process the recording and cancelation of Debt Security Deed (DSD) and collateral assignments of life insurance policies.
• Follow up with updated financial documents, and clear tickler list items and send request letters as needed.
• Monitors expiring and or canceled flood, life and property insurance policies and initiate timely follow-up with internal parties.
• Book loans when they close.
• Monitor loan related GL account and keep balanced.
• Monitor delinquent loans and prepare appropriate notices including demand letter.
• Send out all notices and process loan payments.
• Answer phone and respond to general questions.
• Prepare disbursement from loan; cut checks; send wires; or make deposit.
• Ensure the bank is maintaining proper OFAC compliance on all guarantors before disbursing loan proceeds.
• Maintain compliance with Bank policies and procedures, in addition to federal and state regulations.
• Perform all duties in compliance with BSA/AML regulations and requirements.
• Monitor and report all suspicious activity to the BSA officer.
• This position is responsible for other miscellaneous duties as assigned by management.
• Greets customers and coworkers in a friendly manner
• Uses common courtesy when speaking with customers and coworkers
• Communicates clearly and effectively in writing and speaking
• Reacts to feedback appropriately
• Able to communicate negative information positively and professionally
• Demonstrates commitment to providing quality service to customers
• Makes commitments that are within the scope of the position
• Accepts responsibility for own work
• Maintains strong commitment to the bank's conduct/accuracy guidelines
• Values diversity, differences in experience, backgrounds, and opinions of others
• Treats all people with dignity and honesty
• Shows respect and sensitivity for cultural differences
• Respects the confidential nature of information
• Maintains composure when dealing with the unexpected

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED