Loan Administrator Credit Resolution

Capital Farm Credit • College Station, TX

20h

About The Position

The Loan Administrator supports the Credit Resolution and Lending teams by managing administrative functions related to distressed loans, including coordinating of loan documentation, servicing activates, and ongoing portfolio maintenance of problem credits. This position ensures that loan files are accurate, complete, and compliant with internal policies and regulatory requirements. In addition to maintaining documentation, the Loan Administrator is responsible for preparing, reviewing, and updating loan records, facilitating smooth and timely loan processing, and assisting with renewals, modifications, and servicing actions. The role also includes tracking key loan milestones, supporting foreclosure and liquidation activities, and collaborating with internal teams—such as Loan Operations—to ensure proposed restructures are compatible with system capabilities and operational workflows. This role plays a critical part in ensuring operational efficiency and supporting the successful resolution of distressed assets.

Requirements

• Strong knowledge of loan documentation, collateral management, and loan servicing processes.
• Excellent organizational skills with strong attention to detail and accuracy.
• Proficiency in Microsoft Office and loan servicing software systems.
• Strong communication and interpersonal skills to work effectively with internal and external stakeholders.
• Ability to manage multiple priorities in a deadline-driven environment.
• Understanding of lending regulations, policies, and compliance requirements.
• This position requires a Bachelor’s degree in Business, Finance, or a related field, or an equivalent combination of education and relevant experience.
• The ideal candidate will have 3–5 years of progressive experience in loan administration, loan processing, or loan servicing within a financial services environment, with agricultural lending experience preferred.
• Candidates should demonstrate a solid understanding of loan documentation, servicing processes, compliance requirements, and internal controls.
• Experience working cross-functionally with lenders, credit, and operations teams is highly desirable, along with strong attention to detail, organizational skills, and the ability to manage multiple priorities in a deadline-driven environment.

Nice To Haves

• agricultural lending experience preferred.
• Experience working cross-functionally with lenders, credit, and operations teams is highly desirable, along with strong attention to detail, organizational skills, and the ability to manage multiple priorities in a deadline-driven environment.

Responsibilities

• Must have a thorough understanding of the borrower rights provisions outlined by the Farm Credit Administration (FCA) under 12 CFR Part 617 and the Farm Credit Act.
• Knowledge of borrower rights related to distressed loan restructuring, including notice requirements, mediation programs, and foreclosure protections.
• Awareness of borrower rights when agricultural real estate is acquired or sold.
• Familiarity with credit review committee processes and borrower rights to request reviews of adverse credit decisions.
• Ensure all servicing actions comply with FCA regulations including borrower rights and documentation requirements.
• Prepare and review loan documents for accuracy and completeness before closing.
• Ensure all required documentation is properly executed, recorded, and filed.
• Maintain and update electronic loan files in accordance with Association standards.
• Process loan payments, disbursements, and other servicing transactions accurately and promptly.
• Coordinate with Relationship Managers, Credit Analysts, and Legal to resolve discrepancies or missing documentation.
• Monitor tickler systems to track insurance, collateral, and other loan-related compliance items.
• Prepare reports and summaries for management review on loan status, renewals, and servicing activities.
• Assist in portfolio maintenance, including renewals, restructures, and payoffs.
• Support internal and external audits by providing requested documentation.
• Maintain confidentiality and ensure compliance with Association and regulatory standards.
• Collaborate with outside legal counsel to gather and provide information related to foreclosure proceedings, bankruptcy litigation, and other relevant legal matters.
• Coordinate with legal, appraisal, and collateral teams to gather necessary documentation for loan resolution.
• Monitor loan performance and track key dates (e.g., foreclosure postings, maturity dates, inspection schedules).
• Read credit narratives and compare them to DLR plans and system actions.
• Monitor delinquent property taxes, verify payment plans, and issue delinquent tax letters in collaboration with RMs and CRG reps.
• Work closely with teams such as Loan Operations to verify that proposed restructures are feasible within system capabilities and operational workflows.

Benefits

• Incentive Program: Company-wide, goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level