Lending Transaction Analyst Senior - Commercial

PNC • Pittsburgh, PA

8d • $34,000 - $78,300 • Remote

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Lending Transaction Analyst Sr within PNC's Commercial Lending Operations organization, you will be based in Kalamazoo, MI, Denver, CO, or remotely. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. Core Hours for this role are Monday – Friday, 10:00 am EST – 7:00 pm EST. As a Lending Transaction Analyst Sr, you will obtain due diligence items for various loan types and collateral types. This consists of working with our internal market partners and third party vendors to obtain and review items such as but not limited to UCC searches, operating agreements, entity good standing searches, and/or property/lien reports. You will also be responsible for drafting legal documentation packages for Commercial Business Banking Loans. Additional Information: • Independently and proactively manage a pipeline of new money and/or existing loan modifications. • Creates and maintains legal document files required for complex transactions. • Timely satisfaction of all required due diligence for complex transactions following standard operating procedures. Interacts professionally with internal and external contacts to gather necessary information. Identifies exceptions, escalates when necessary and resolves appropriately. • Achieve and maintain established quality thresholds. • Follow all established job aids and procedures including appropriate evidencing within shared drives and source systems. We seek motivated, driven and creative individuals that enjoy working as part of a team in a high energy environment which thrives on innovation and ingenuity. You will work together to create new solutions which will provide our clients with an exceptional customer experience. Valued opinions, supported by collaborative teams, impact the success of the Commercial Lending Operations organization. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Prepares documents to match specifications of credit approval, deal requirements, and policies for complex transactions. May provide client-facing service directly or with senior coordinators and interact with external business partners. May provide on-the-job training or coaching. Creates and maintains legal document files required for complex transactions. Coordinates with Servicing to onboard and accurately book transactions into accounting system. Prepares and issues legal documents to client for transactions. Reviews client-executed documents for compliance. Prepares requests to release client funds. Satisfies documentation due diligence for standard transactions. Interacts professionally with internal and external contacts to gather necessary information. Identifies exceptions, escalates when necessary and resolves appropriately. Prepares and files security documentation for standard transactions required to perfect interest in the collateral. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Requirements

• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
• Roles at this level typically require an Associates or equivalent degree as well as related experience or product knowledge to accomplish primary duties.
• Typically requires 4+ years of related business or functional experience.
• In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Nice To Haves

• Complex Transactions
• Documentations
• Due Diligence
• Finance Strategy
• Financial Operations
• Public Accounting
• Accuracy and Attention to Detail
• Collaborating
• Data Gathering and Reporting
• Decision Making and Critical Thinking
• Effective Communications
• Managing Multiple Priorities
• Operational Functions
• Products and Services
• Regulatory Environment - Financial Services

Responsibilities

• Prepares documents to match specifications of credit approval, deal requirements, and policies for complex transactions.
• May provide client-facing service directly or with senior coordinators and interact with external business partners.
• May provide on-the-job training or coaching.
• Creates and maintains legal document files required for complex transactions.
• Coordinates with Servicing to onboard and accurately book transactions into accounting system.
• Prepares and issues legal documents to client for transactions.
• Reviews client-executed documents for compliance.
• Prepares requests to release client funds.
• Satisfies documentation due diligence for standard transactions.
• Interacts professionally with internal and external contacts to gather necessary information.
• Identifies exceptions, escalates when necessary and resolves appropriately.
• Prepares and files security documentation for standard transactions required to perfect interest in the collateral.

Benefits

• PNC offers a comprehensive range of benefits to help meet your needs now and in the future.
• Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
• In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
• To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree