Lending Intern

Glacier Bancorp, Inc.•Reno, NV

4h•Onsite

About The Position

The Lending Internship will provide an opportunity for a student or recent postgraduate to work closely with our team of Commercial Lenders, Consumer Lenders, Real Estate Lenders, Credit Analysts, Construction Lending Department, support staff, and other bank staff and leadership. The Intern may have occasional contact with customers, vendors, the general public, and will interact in a professional and courteous manner, and conduct him/herself in such relationships in a manner that will enhance the overall efficiency and image of the bank. This person must have the ability to communicate effectively while working quickly and accurately. This position will span approximately 6 months to 18 months. Essential functions include shadowing and assisting various lending and credit analysis teams, gaining exposure to the loan approval process, developing a working knowledge of loan processes, assisting with loan support tasks, researching regulations and compliance requirements, contributing to team efforts, inputting financial statement data, scanning and reviewing credit file documents, and attending compliance committee and other meetings. Regular on-site attendance is required. Additional responsibilities include completing required bank training, ensuring compliance with applicable laws and regulations, participating in training for legal and regulatory requirements, and representing Heritage Bank of Nevada professionally.

Requirements

High degree of attention to detail as well as excellent organizational skill(s) to perform in a fast-paced environment.
Must have ability to prioritize and organize heavy workload(s) and demonstrate effective time management skill(s).
Must have the ability to work in a professional manner and consistently demonstrate courtesy, customer service, and tact in a fast-paced/deadlines-oriented environment.
Ability to work quickly and accurately: perform effectively under pressure; meeting multiple and sometimes competing deadlines and make decisions based on regulation(s), company policy(s), knowledge and experience.
Ability to work both independently and in a team environment with a positive “can-do” attitude.
Ability to understand and follow complex written and oral instructions.
Ability to communicate effectively verbally and in writing.
Intermediate computer skills with working knowledge of the Microsoft Office Suite and general computer applications.
Working knowledge of standard office equipment.
High school diploma or equivalent.
Student or postgraduate can provide 2 letters of recommendation from professors or academic advisors.

Nice To Haves

Completion of at least three years at a four-year university to no more than 2 years post graduate.
Student or postgraduate is working toward a degree in finance, accounting, or a related field such as economics, legal, compliance, or audit.
Student or postgraduate exhibits a high degree of reliability and dependability.

Responsibilities

Shadow and assist Commercial Lenders, Consumer Lenders, Real Estate Lenders, Credit Analysts, and other staff as assigned.
Gain exposure to the loan approval process by assisting with and/or completing credit authorization, input data, build tables, and borrower relationship information into presentation.
Develop a working knowledge of loan processes to include gathering appropriate information, analysis of information and support in underwriting of loans in a timely manner.
Assist with Loan Support tasks such as doc boarding, doc prep, and doc review.
Research regulations and compliance requirements as related to bank policy, procedures, and practices.
Contribute to team effort by assisting with daily tasks and/or special projects as assigned.
Input financial statement data into bank systems.
Scan credit file documents, then review scanned results, ensuring that image quality and file is complete.
Attend compliance committee meetings and other meetings as invited and/or requested.
Regular on-site attendance is an essential function and required for this position.
Complete required bank training courses within assigned time frame(s).
Be accountable for compliance with applicable laws and regulations when performing their job duties.
Participate in required training to become familiar with the legal and regulatory requirements affecting his or her job responsibilities.
Carry out responsibilities at all times in a manner that complies with all applicable legal and regulatory requirements, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Represent Heritage Bank of Nevada in a professional manner which includes a professional image, confidentiality, a positive “can-do/consider-it-done” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy.
Additional duties as requested or assigned.