Legal Collector

America First Credit Union • Roy, UT

37d • $20

About The Position

Responsible for performing collection activities associated with serious delinquent member accounts, including visa credit and debit cards, lines of credit, secured loans, personal loans, and negative shares that are involved in legal proceedings. Accounts that are recommended for legal action that can be remedied without legal action will require collection activities to be performed. Works closely with the courts on all legal accounts: Judgements, and small claims. Will represent the Credit Union and compile small claims cases. Also assist the Legal Coordinator in filing small claims cases for the Credit Union. Collects on all judgments, i.e. wage garnishments, bank garnishments and seizure of assets. Coordinates and assists with constable to service members legal paperwork. Ensures that actions are properly documented, and records and files appropriately maintained. Ensures that the Credit Union’s professional image is maintained.

Requirements

• High school graduate or equivalent.
• Thorough knowledge of collection procedures, skip tracing, and related laws and regulations.
• Thorough understanding of Credit Union loan products and policies. Knowledge of all loan contract terms and agreements.
• Familiar with deposit programs and understands account ownership.
• Familiar with collateral insurance used to protect security.
• Basic understanding of the U.S. Bankruptcy Code.
• Familiar with all legal documents relating to collection actions.
• Understanding of all court systems (Small Claims, Circuit, District, Bankruptcy).
• Completely familiar with equity calculations, priority of liens, and redemption rights.
• Three to four years' collection experience with a full-service financial institution.
• Accuracy and thoroughness in work. Ability to manage projects.
• Excellent communication, telephone, and public relations skills.
• Ability to work well independently.
• Professional attitude and appearance.
• Ability to work well in stressful situations.
• Ability to operate related computer applications, and other business equipment.

Responsibilities

• Assumes responsibility for the effective and professional performance of the collections' functions.
• Assumes responsibility for the efficient administration of collections' activities.
• Assumes responsibility for Small Claims.
• Assumes responsibility for ensuring that professional business relations are established and maintained with Credit Union members.
• Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel.
• Assumes responsibility for the efficient administration of repossessed property
• Assumes responsibility for ensuring that professional business relationships are established and maintained with borrowers, the community, and with trade organizations.
• Assumes responsibility for related duties as required or assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED