Lead Underwriting Specialist

Prudential•Scottsdale, AZ

55d

About The Position

The Lead Underwriting Specialist is accountable for underwriting Group Life, Disability, or Supplemental Health proposals, renewals and on-going case activity in accordance with statutory regulations and existing underwriting policies and practices, assessing risk and making and communicating decisions in a manner which contributes to the profitability of the product and reputation of the company.

Requirements

Group Life, Disability and/or Supplemental Health underwriting experience, preferably 7+ years,
Bachelor's degree or equivalent work experience
Ability to work independently
Strong time management and organizational skills
Ability to prioritize work with limited oversight
Results and profit oriented
Strong Analytical and mathematical skills.
Proficient with Microsoft Office and email software
Excellent Excel skills
Excellent communication and collaboration skills
Ability to develop strong working relationships
Understands and adheres to policies and procedures
Exhibits behaviors aligned with leadership competencies

Responsibilities

Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on Group Life, Disability, and/or Supplemental Health business for prospective and in-force customers. This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements.
Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, and handles standard to complex reporting requests. Understands and applies current pricing strategy across the book of business.
Confidently and effectively communicates point of view through both verbal and written communications and negotiates with internal/external partners in various roles, including renewal /proposal positioning.
Influences others through their behavior.
Actively engages in supporting the positive consultative outcomes crucial to our long-term success, identifying opportunities to provide consultative creative solutions and making recommendations.
Creates accurate offers, standard experience reports and/or evaluations, projections for assigned accounts and may create detailed and customized reporting to support cases. May provide case specific information for multi-year planning efforts and makes projections based on emerging account experience and trends.
Maintains updated records and case files in accordance with underwriting and records policies & procedures.
Demonstrates an awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment
Actively supports the Leadership initiatives, offering continuous guidance and proactively sharing expertise with others, and serving as a resource for less experienced underwriters
Demonstrates a strong ability to help others gain an understanding of the underwriting process, including case reviews, identifying training needs and developing and delivering training.
Acts as a subject matter expert for medium/high complexity topics
Actively participates in or leads projects which may be broader/cross-functional, demonstrates an understanding of both the upstream and downstream impacts of changes within and outside of Underwriting.
Directly supports management in the analysis and interpretation of portfolio profitability metrics and serves as a conduit to drive understanding throughout team.

Benefits

Market competitive base salaries, with a yearly bonus potential at every level.
Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of absences, such as parental and military leave.
401(k) plan with company match (up to 4%).
Company-funded pension plan.
Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs.
Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development.
Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs.
Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period), after one year of service.

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