Lead Compliance Analyst

OneMain Financial • Baltimore, MD

22d • $60,000 - $90,000 • Hybrid

About The Position

The Lead Compliance Analyst plays a critical role in supporting the Regulatory Compliance team in maintaining and enhancing the effectiveness of the company’s compliance program. This role is ideal for a detail-oriented professional with strong analytical skills and an understanding of consumer lending regulations. The Analyst will contribute to compliance risk assessments, regulatory compliance reporting, and support regulatory compliance across multiple lending products. In the Role Assist in monitoring and maintaining compliance controls across various consumer lending products (e.g., personal loans, auto lending, credit cards). Contribute to the development and enhancement of compliance policies, procedures, and training materials. Develop and maintain compliance reports for internal stakeholders and regulatory bodies. Gather data, analyze, provide input and prepare various monthly and quarterly compliance reports (across multiple product lines), demonstrating the ability to tailor reporting based on the intended management audience. Participate in compliance risk assessments and assist in identifying emerging risks and trends. Prepare various risk assessment reports. Assist with root cause analysis and support the development of corrective action plans. Work closely with business units, Legal, and other compliance leaders to ensure regulatory requirements are met. Serve as a subject matter resource and/or support on specific regulatory areas (e.g., UDAAP, FCRA, ECOA, etc.). Assist in the implementation and continuous improvement of the compliance program.

Requirements

• Bachelor’s degree required; advanced degrees or certifications (e.g., CRCM) are a plus.
• 4–6 years of experience in compliance, risk management, or audit within consumer financial services.
• Strong knowledge of federal and state consumer lending regulations.
• Exceptional analytical, research, and data management skills.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook); experience with Archer or similar GRC platforms preferred.
• Excellent written and verbal communication skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• Strong organizational and project management skills.

Nice To Haves

• Self-starter with a proactive approach to problem-solving.
• Ability to influence without authority and drive results.
• Comfortable working with cross-functional teams and managing multiple priorities.

Responsibilities

• Assist in monitoring and maintaining compliance controls across various consumer lending products (e.g., personal loans, auto lending, credit cards).
• Contribute to the development and enhancement of compliance policies, procedures, and training materials.
• Develop and maintain compliance reports for internal stakeholders and regulatory bodies.
• Gather data, analyze, provide input and prepare various monthly and quarterly compliance reports (across multiple product lines), demonstrating the ability to tailor reporting based on the intended management audience.
• Participate in compliance risk assessments and assist in identifying emerging risks and trends.
• Prepare various risk assessment reports.
• Assist with root cause analysis and support the development of corrective action plans.
• Work closely with business units, Legal, and other compliance leaders to ensure regulatory requirements are met.
• Serve as a subject matter resource and/or support on specific regulatory areas (e.g., UDAAP, FCRA, ECOA, etc.).
• Assist in the implementation and continuous improvement of the compliance program.

Benefits

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees