Lead Analytics Consultant – Deposit Pricing & Portfolio Strategy

Wells Fargo & Company•Minneapolis, MN

1d•$119,000 - $206,000

About The Position

About this role: Wells Fargo is seeking a Lead Analytics Consultant to support deposit pricing and portfolio strategy within the Consumer and Small Business Bank. This role plays a critical individual‑contributor leadership role in developing the analytics that inform product pricing, rate rotation strategies, balance growth initiatives, and margin/NII tradeoffs across consumer and small business deposit portfolios. The Lead Analytics Consultant partners closely with product, finance, and strategy stakeholders and serves as a key contributor to analytics supporting pricing decisions, portfolio mix optimization, and deposit growth planning. This role operates with limited supervision, leads complex analyses end‑to-end, and frequently presents findings and recommendations to senior leaders In this role, you will: Lead complex analytical efforts supporting deposit pricing, product and promotional rate rotations, and portfolio‑level strategy for consumer and small business deposit products Perform advanced analyses leveraging large customer‑ and account‑level data sets, including pricing elasticity, balance response, mix shift, and scenario analysis Develop analytical insights to support annual operating plans and in‑year pricing actions, including growth, margin, and NII impacts Consult with product, finance, and strategy partners to translate business questions into rigorous analytical approaches and decision‑ready outputs Design and evaluate forecasting, segmentation, and comparative analyses to assess performance across products, customer segments, and competitive environments Identify opportunities to enhance analytical frameworks, tools, and methodologies supporting deposit pricing and portfolio management Present findings, insights, and strategic implications to senior leaders in clear, concise, and actionable formats Ensure adherence to data management and governance standards, including documentation and analytic reproducibility Lead projects, mentor junior analysts, and serve as a technical thought partner within the pricing and portfolio analytics team Collaborate with peers, managers, and cross‑functional partners to resolve complex analytical and strategic issues

Requirements

5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
3+ years of hands‑on coding experience in SAS, SQL, or Python for data analysis, modeling, and reporting

Nice To Haves

Experience applying analytics to deposit pricing, portfolio strategy, or balance growth in consumer or small business banking
Strong understanding of deposit economics, including pricing sensitivity, customer balance behavior, and margin/NII implications
Advanced experience designing and optimizing complex SQL queries across large, relational data sets
Experience performing analytical work in Excel, including pivot tables and financial analysis
Familiarity with Tableau or similar data visualization tools
Strong analytical skills with high attention to detail, accuracy, and data quality
Proven ability to translate analytical findings into strategic recommendations and decision points
Excellent written, verbal, and interpersonal communication skills
Ability to work independently, prioritize effectively, and operate in a fast‑changing environment

Responsibilities

Lead complex analytical efforts supporting deposit pricing, product and promotional rate rotations, and portfolio‑level strategy for consumer and small business deposit products
Perform advanced analyses leveraging large customer‑ and account‑level data sets, including pricing elasticity, balance response, mix shift, and scenario analysis
Develop analytical insights to support annual operating plans and in‑year pricing actions, including growth, margin, and NII impacts
Consult with product, finance, and strategy partners to translate business questions into rigorous analytical approaches and decision‑ready outputs
Design and evaluate forecasting, segmentation, and comparative analyses to assess performance across products, customer segments, and competitive environments
Identify opportunities to enhance analytical frameworks, tools, and methodologies supporting deposit pricing and portfolio management
Present findings, insights, and strategic implications to senior leaders in clear, concise, and actionable formats
Ensure adherence to data management and governance standards, including documentation and analytic reproducibility
Lead projects, mentor junior analysts, and serve as a technical thought partner within the pricing and portfolio analytics team
Collaborate with peers, managers, and cross‑functional partners to resolve complex analytical and strategic issues