Junior Mortgage Underwriter

TEKsystems•Moorpark, CA

2d•$28 - $28•Onsite

About The Position

The ideal candidate will have a strong background in processing conventional loans, with expertise in clearing conditions, reviewing credit reports, and conducting thorough income and asset reviews.

Requirements

Proven experience as a Loan Processor, preferably with conventional loans.
Strong understanding of credit reports, income, and asset documentation.
Excellent attention to detail and organizational skills.
Effective communication and problem-solving abilities.
Ability to work in a fast-paced environment and meet deadlines.
Associate’s degree or equivalent work experience
3+ years of relevant work experience
Proficiency in Microsoft Office
General understanding of applicable Federal, State and Local regulations
Understand underwriting guidelines for income and assets
Know how to calculate income income and assets
Should have strong loan processing experience

Nice To Haves

Financial Services and, if possible, mortgage industry experience preferred
Underwriter or junior underwriter would be ideal
There is income training but needs to know how to process loans, review titles, appraisals

Responsibilities

Review and verify loan applications for completeness and accuracy.
Analyze credit reports to assess applicants' creditworthiness.
Evaluate income and asset documentation to ensure compliance with lending guidelines.
Clear loan conditions and ensure all required documentation is obtained.
Communicate effectively with loan officers, underwriters, and internal partners to resolve any issues.
Maintain up-to-date knowledge of conventional loan processing guidelines and regulations.